ETENRU
RegisteredHarju County
Registry code
16284672
VAT number
not VAT registered
Address
Harju maakond, Tallinn, Kesklinna linnaosa, Narva mnt 7a, 15172
Registered
04.08.2021 · 5 yrs
Activity
Other credit granting 64929
Capital
150 000 €
Email
o•••@i•••.comLog in to see
Business Register 05.10.2026
Sales revenue28 000 €+600%2025 annual report
Profit-14 764 €2025 annual report
Employees1Tax Board 2026 Q2
Average gross salary688 €estimate, Tax Board 2026 Q2
Labour taxes per quarter1 052 €Tax Board 2026 Q2
Cash142 k €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 05.10.2026
State taxes 12 months5 598 €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Firmo rating
A
Good, low risk
74 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 05.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • Not VAT registered
Stability
RatingA → BBB → A
In tax debt0 days since 26.09.2026
Notification when something changes
Add the rating badge to your website

The badge code is available to this company's verified account: verification uses a code we send to the company email in the Business Register. The badge updates itself and cannot be bought. Read more

Data

Board and owners

1 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 1
Blagovest Karadzhov3 companiesno tax debtPersonal ID ↗19.04.2024
Shareholders 1
IUVO GROUP OÜ100,0% 150 000 €18.06.2024
Beneficial owners 2
Nedelcho Yordanov Spasovdirect holding04.08.2021
Stanimir Svetoslavov Vasilevdirect holding04.08.2021

Business Register open data

Quarterly taxes and revenue

2026 Q2
Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q2—1 052 €989 €1
2026 Q1—1 403 €1 331 €1
2025 Q4—1 711 €1 639 €1
2025 Q3—1 711 €1 639 €1
2025 Q2—1 711 €1 639 €1
2025 Q1—1 438 €1 377 €1
2024 Q4—1 405 €1 343 €1
2024 Q3—1 405 €1 343 €1
2024 Q2—1 405 €1 343 €1
2024 Q1—1 405 €1 343 €1
2023 Q4—1 201 €1 149 €1
2023 Q3———1
Show full history (15 quarters)
2022 Q30 €0 €0 €—
2022 Q20 €0 €0 €—
2022 Q10 €———

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue28 000 €▲ 600%4 000 €0 €——
Profit-14 764 €▲ 12%-16 857 €▼ 57%-10 711 €▼ 865%-1 110 €▼ 928%-108 €
Profit margin-52,7%-421,4%———
Retained earnings-28 787 €▼ 141%-11 929 €▼ 879%-1 218 €▼ 11×-108 €—
Cash142 k €▼ 3%147 k €▲ 29×5 019 €▼ 45%9 151 €▲ 4576×2 €
Current assets6,0 m €▼ 40%10,1 m €▲ 2011×5 019 €▼ 45%9 170 €▼ 9%10 024 €
Assets6,0 m €▼ 40%10,1 m €▲ 2011×5 019 €▼ 45%9 170 €▼ 9%10 024 €
Current liabilities5,9 m €▼ 41%10,0 m €▲ 5165×1 927 €▲ 397%388 €▲ 194%132 €
Long-term liabilities7 557 €▼ 31%10 900 €▲ 117%5 021 €——
Total liabilities5,9 m €▼ 41%10,0 m €▲ 1434×6 948 €▲ 18×388 €▲ 194%132 €
Equity116 k €▼ 11%131 k €▲ into profit-1 929 €▼ into loss8 782 €▼ 11%9 892 €
Labour costs-15 855 €▼ 16%-13 648 €▼ 163%-5 192 €0 €0 €
Employees10%10%100
Filed28.07.202617.06.202531.05.202418.05.202307.07.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Other credit granting main activity6492928 000 €100%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

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Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 05.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

2

Top 20 in activity: Other credit granting

20
#CompanyRevenue
1ESTO AS30,1 m €
2Primero Finance OÜ22,8 m €
3AS LHV Finance16,1 m €
4Hüpoteeklaen AS15,5 m €
5ESTO Holdings OÜ5,9 m €
6Nordic Hypo AS3,4 m €
7PLACET GROUP OÜ1,1 m €
8OÜ SME Capital 3 Estonia955 k €
9Helto Grupp OÜ614 k €
10SERVA INVEST OÜ426 k €
11Engeros Finance OÜ373 k €
12ATLANTIS SE342 k €
13BB Finance OÜ332 k €
14Hector Kapital OÜ320 k €
15AS Finora Group269 k €
16Fresh Finance Group OÜ220 k €
17Columna OÜ184 k €
18Sihtasutus Tartu Eluasemefond166 k €
19KiirAutoLaen.EE OÜ162 k €
20FF Financial Group OÜ132 k €

IUVO Finants OÜ: place 33 /59

Similar size: LMM INVESTMENT OÜ, Sound extraction OÜ, Osaühing 1Credit Narva, Freemerica OÜ, Alebet Holding OÜ, Monogon OÜ, Digrit Solutions OÜ, Rolan Investment OÜ, Ramus Invest OÜ, AnDi retro Invest OÜ

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Tegevusload

1 records

Activity licences (MTR and environmental)

FieldLicence numberValid from
Finantseerimisasutusena tegutsemineFFA00047428.02.2024

History and notices

9
DateTypeContent
14.08.2025EntryMuutmiskanne TsMS § 595¹ lg 1 alusel
18.06.2024EntryAmendment entry
19.04.2024EntryAmendment entry
02.09.2023EntryAmendment entry
07.07.2022Majandusaasta aruande puuduste kõrvaldamise määrus
25.05.2022EntryAmendment entry
17.08.2021EntryAmendment entry
04.08.2021EntryFirst entry
02.08.2021Order to remedy deficienciesFirst entry