ETENRU
RegisteredTartu County
Registry code
10914971
VAT number
EE100820591
Address
Tartu maakond, Tartu linn, Tartu linn, Turu tn 29b-1, 50106
Registered
31.03.2003 · 23 yrs
Activity
Other credit granting 64929
Additional activities
Enda kinnisvara ost ja müük, Rental and operating of own or leased real estate
Capital
2 556 €
Email
h•••@g•••.comLog in to see
Phone
+372 •• ••••Log in to see
Business Register 05.10.2026
Sales revenue614 k €-16%2025 annual report
Profit327 k €2025 annual report
Cash628 k €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 05.10.2026
Revenue 12 months5 976 €+12%Tax Board, last 4 quarters
State taxes 12 months355 €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Turnover by quarter · latest 1 523 €
8211 4811 5391 4791 4351 4681 5501 523
III 24IV 24I 25II 25III 25IV 25I 26II 26
Chart ↓
Firmo rating
AA
Very good, low risk
87 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 05.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • VAT registered
Stability
RatingAA → AAA → AA
In tax debt0 days since 26.09.2026
Revenue 12 months▲ 12% vs a year earlier
Notification when something changes
Add the rating badge to your website

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Data

Board and owners

4 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 4
Aimar Kaeramaa1 companyno tax debtPersonal ID ↗31.03.2003
Ingmar Kaeramaa3 companiesno tax debtPersonal ID ↗25.08.2008
Kerli Vili1 companyno tax debtPersonal ID ↗14.05.2015
Marika Kaeramaa1 companyno tax debtPersonal ID ↗10.02.2006
Shareholders 1
Aimar Kaeramaa100,0% 2 556 €01.09.2023
Beneficial owners 1
Aimar Kaeramaa1 companyno tax debtdirect holding23.09.2018

Business Register open data

Quarterly taxes and revenue

2026 Q2
State taxes / revenue0,0%
Labour taxes / revenue0,0%
Revenue per employee per month—
Gross salary (estimate)—
Net salary (estimate)—

2026 Q2. Wage is estimated from employment taxes.

Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q21 523 €▲ 3%———
2026 Q11 550 €▲ 1%0 €219 €—
2025 Q41 468 €▼ 1%0 €136 €—
2025 Q31 435 €▲ 75%———
2025 Q21 479 €▼ 4%———
2025 Q11 539 €▼ 32%0 €136 €—
2024 Q41 481 €▼ 51%0 €103 €—
2024 Q3821 €▼ 99%———
2024 Q21 534 €▼ 3%0 €88 €—
2024 Q12 266 €▲ 42%———
2023 Q43 004 €▼ 98%0 €21 €—
2023 Q370 391 €▲ 2334%0 €13 543 €—
Show full history (18 quarters)
2023 Q21 585 €▼ 57%———
2023 Q11 594 €▼ 64%0 €86 €—
2022 Q4176 401 €0 €27 222 €—
2022 Q32 892 €0 €139 €—
2022 Q23 695 €0 €186 €—
2022 Q14 414 €0 €439 €—

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue614 k €▼ 16%727 k €▲ 62%448 k €▲ 16%385 k €▲ 28%300 k €
Profit327 k €▼ 17%395 k €▲ 3%385 k €▼ 49%748 k €▲ into profit-42 611 €
Profit margin53,3%54,3%85,9%194,3%-14,2%
Retained earnings3,7 m €▲ 12%3,3 m €▲ 13%3,0 m €▲ 34%2,2 m €▼ 2%2,3 m €
Cash628 k €▲ 42%443 k €▲ 405%87 774 €▼ 71%304 k €▲ 26×11 847 €
Current assets831 k €0%827 k €▲ 257%232 k €▼ 71%812 k €▼ 51%1,6 m €
Fixed assets3,3 m €▲ 12%2,9 m €▼ 8%3,2 m €▲ 28%2,5 m €▲ 232%749 k €
Assets4,1 m €▲ 10%3,8 m €▲ 10%3,4 m €▲ 4%3,3 m €▲ 38%2,4 m €
Current liabilities42 992 €▲ 233%12 905 €▼ 84%80 098 €▼ 76%339 k €▲ 92%176 k €
Long-term liabilities0 €0 €0 €0 €0 €
Total liabilities42 992 €▲ 233%12 905 €▼ 84%80 098 €▼ 76%339 k €▲ 92%176 k €
Equity4,1 m €▲ 9%3,7 m €▲ 12%3,3 m €▲ 13%3,0 m €▲ 34%2,2 m €
Labour costs0 €0 €0 €0 €0 €
Employees00000
Filed16.04.202627.06.202502.04.202428.06.202316.11.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Other credit granting main activity64929327 922 €53%
Enda kinnisvara ost ja müük68111219 600 €36%
Rental and operating of own or leased real estate6820165 984 €11%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

Loading properties…

Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 05.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

2

Top 20 in activity: Other credit granting

20
#CompanyRevenue
1ESTO AS30,1 m €
2Primero Finance OÜ22,8 m €
3AS LHV Finance16,1 m €
4Hüpoteeklaen AS15,5 m €
5ESTO Holdings OÜ5,9 m €
6Nordic Hypo AS3,4 m €
7PLACET GROUP OÜ1,1 m €
8OÜ SME Capital 3 Estonia955 k €
9Helto Grupp OÜ614 k €
10SERVA INVEST OÜ426 k €
11Engeros Finance OÜ373 k €
12ATLANTIS SE342 k €
13BB Finance OÜ332 k €
14Hector Kapital OÜ320 k €
15AS Finora Group269 k €
16Fresh Finance Group OÜ220 k €
17Columna OÜ184 k €
18Sihtasutus Tartu Eluasemefond166 k €
19KiirAutoLaen.EE OÜ162 k €
20FF Financial Group OÜ132 k €

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Licences, pledges, domains

No data

History and notices

15
DateTypeContent
05.01.2024EntryMuutmiskanne TsMS § 595¹ lg 1 alusel
01.09.2023EntryAmendment entry
17.01.2018EntryAmendment entry
19.12.2017EntryAmendment entry
03.12.2017EntryAmendment entry
14.05.2015Kandemäärus ex officioAmendment entry
09.12.2011EntryAmendment entry
12.08.2010Tegevusalade kustutamine registrikaardiltAmendment entry
28.04.2009EntrySecond, constitutive merger entry (on the acquiring company's register card)
24.03.2009Order to remedy deficienciesSecond, constitutive merger entry (on the acquiring company's register card)
04.03.2009Order to remedy deficienciesSecond, constitutive merger entry (on the acquiring company's register card)
25.08.2008EntryAmendment entry
08.02.2006EntryAmendment entry
27.02.2004Jaatav kandeotsusAmendment entry
29.03.2003Jaatav kandeotsusFirst entry