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ESTO Holdings OÜ

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RegisteredHarju County
Registry code
14996345
VAT number
EE102290996
Address
Harju maakond, Tallinn, Kesklinna linnaosa, Laeva tn 2, 10111
Registered
26.06.2020 · 6 yrs
Activity
Other credit granting 64929
Capital
10 000 €
Email
m•••@e•••.eeLog in to see
Phone
+372 5•• ••••Log in to see
Website
www.esto.ee from email
LEI
894500UN7EH159A54J90 ISSUED
Business Register 06.10.2026
Sales revenue5,9 m €+32%2025 annual report
Profit-2,6 m €2025 annual report
Employees39Tax Board 2026 Q2
Average gross salary5 269 €estimate, Tax Board 2026 Q2
Labour taxes per quarter314 k €Tax Board 2026 Q2
Cash254 k €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 06.10.2026
Revenue 12 months2,3 m €+45%Tax Board, last 4 quarters
State taxes 12 months1,0 m €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Turnover by quarter · latest 683 tuh €
376 k383 k377 k446 k485 k524 k595 k683 k
III 24IV 24I 25II 25III 25IV 25I 26II 26
Chart ↓
Firmo rating
A
Good, low risk
78 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 06.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • VAT registered
Stability
RatingAA → BBB → BB → A
In tax debt0 days since 26.09.2026
Revenue 12 months▲ 45% vs a year earlier
Email right away on tax debt, bankruptcy or board change
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Data

Board and owners

2 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 1
Mikk Metsa4 companiesno tax debtPersonal ID ↗26.06.2020
Other persons 1
Nasdaq CSD SEOsade registripidajaOsad on Eesti väärtpaberite registris (Nasdaq CSD). See ei tähenda börsil noteerimist.09.08.2025
Shareholders 14
Omanikukonto: Osaühing Wellman14,35% 1 435 €25.08.2025
Omanikukonto: METCAP holdco OÜ14,12% 1 412 €03.11.2025
Esindajakonto: SWEDBANK AS CLIENTS12,59% 1 259 €06.01.2026
Esindajakonto: Signet Bank AS Clients11,21% 1 121 €12.06.2026
Omanikukonto: EESTI EKSPORT OÜ10,81% 1 080 €05.06.2026
Omanikukonto: Entourage OÜ10,81% 1 080 €21.08.2025
Omanikukonto: Electric Sun 20 Capital Investments OÜ7,0% 700 €02.01.2026
Omanikukonto: SIA Sofi Investments6,73% 673 €10.04.2026
Omanikukonto: OÜ MRTN INVEST6,63% 663 €21.08.2025
Omanikukonto: AS Obelo Capital4,19% 419 €12.06.2026
Omanikukonto: Maag Estate OÜ0,78% 78 €21.08.2025
Omanikukonto: RTJ OÜ0,35% 35 €21.08.2025
Omanikukonto: SIA EZ Capital0,25% 25 €27.02.2026
Omanikukonto: Tobago Capital SIA0,2% 20 €06.01.2026
Beneficial owners 1
Mikk Metsa4 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member26.06.2020

Business Register open data

Quarterly taxes and revenue

2026 Q2
State taxes / revenue44,5%
Labour taxes / revenue46,0%
Revenue per employee per month5 839 €
Gross salary (estimate)5 269 €
Net salary (estimate)4 116 €

2026 Q2. Wage is estimated from employment taxes.

Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q2683 132 €▲ 53%314 423 €303 769 €39
2026 Q1595 044 €▲ 58%289 646 €280 858 €37
2025 Q4523 714 €▲ 37%240 298 €223 885 €31
2025 Q3485 077 €▲ 29%207 441 €203 029 €25
2025 Q2446 119 €▲ 26%171 625 €160 393 €24
2025 Q1376 693 €▼ 2%163 096 €159 215 €23
2024 Q4383 282 €▼ 7%121 982 €115 734 €22
2024 Q3375 630 €▼ 21%112 706 €106 692 €20
2024 Q2353 209 €▼ 26%112 146 €105 202 €18
2024 Q1383 160 €▼ 4%108 094 €106 623 €18
2023 Q4413 672 €▼ 13%94 403 €92 658 €19
2023 Q3472 608 €▲ 13%79 605 €81 534 €17
Show full history (18 quarters)
2023 Q2479 413 €▲ 42%64 278 €63 015 €17
2023 Q1397 726 €▲ 53%51 881 €69 012 €13
2022 Q4477 453 €65 559 €74 116 €13
2022 Q3417 758 €69 245 €77 672 €15
2022 Q2336 914 €9 604 €21 792 €15
2022 Q1260 681 €9 842 €13 425 €10

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue5,9 m €▲ 32%4,4 m €▼ 82%24,1 m €▲ 107%11,6 m €▲ 42×276 k €
Profit-2,6 m €▼ 11%-2,4 m €▼ 88%-1,3 m €——
Profit margin-44,9%-53,2%-5,2%——
Retained earnings-4,0 m €▼ 133%-1,7 m €▼ 298%-437 k €——
Cash254 k €▼ 79%1,2 m €▲ 62%736 k €——
Current assets3,0 m €▲ 5%2,9 m €▼ 55%6,4 m €——
Fixed assets72,1 m €▲ 15%62,9 m €▲ 3%61,3 m €——
Assets75,1 m €▲ 14%65,8 m €▼ 3%67,7 m €▲ 27%53,1 m €▲ 228%16,2 m €
Current liabilities18,1 m €▲ 30%13,9 m €▼ 43%24,5 m €——
Long-term liabilities32,4 m €▲ 16%27,8 m €▲ 84%15,2 m €——
Total liabilities50,4 m €▲ 21%41,8 m €▲ 5%39,7 m €——
Equity24,7 m €▲ 3%24,0 m €▼ 14%28,0 m €——
Labour costs-1,3 m €▼ 76%-715 k €▲ 9%-786 k €——
Employees28▲ 47%19▼ 70%63▲ 37%46▲ 23×2
Filed29.04.202602.05.202523.05.202416.06.202322.06.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Other credit granting main activity649295 869 103 €100%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

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Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 06.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

3
METCAP holdco OÜMikk Metsa62 192 €ALeadcap OÜMikk Metsa7 194 €AMETCAP Advisory OÜMikk Metsa0 €BBB

Sorted by revenue (latest report or 4 quarters).

Top 20 in activity: Other credit granting

20
#CompanyRevenue
1ESTO AS30,1 m €
2Primero Finance OÜ22,8 m €
3AS LHV Finance16,1 m €
4Hüpoteeklaen AS15,5 m €
5ESTO Holdings OÜ5,9 m €
6Nordic Hypo AS3,4 m €
7PLACET GROUP OÜ1,1 m €
8OÜ SME Capital 3 Estonia955 k €
9Helto Grupp OÜ614 k €
10SERVA INVEST OÜ426 k €
11Engeros Finance OÜ373 k €
12ATLANTIS SE342 k €
13BB Finance OÜ332 k €
14Hector Kapital OÜ320 k €
15AS Finora Group269 k €
16Fresh Finance Group OÜ220 k €
17Columna OÜ184 k €
18Sihtasutus Tartu Eluasemefond166 k €
19KiirAutoLaen.EE OÜ162 k €
20FF Financial Group OÜ132 k €

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Licences, pledges, domains

No data

History and notices

24
DateTypeContent
29.09.2025EntryAmendment entry
04.09.2025Order to remedy deficienciesAmendment entry
09.08.2025EntryAmendment entry
07.08.2025EntryAmendment entry
19.11.2024EntryAmendment entry
03.09.2024Negative entry order: deficiencies not remediedOsanike muutmine
02.08.2024Order to remedy deficienciesOsanike muutmine
24.01.2024EntryAmendment entry
29.12.2023EntryAmendment entry
29.12.2023EntryAmendment entry
29.12.2023Order to remedy deficienciesAmendment entry
27.11.2023EntryAmendment entry
31.07.2023EntryAmendment entry
27.07.2023Order to remedy deficienciesAmendment entry
25.07.2023Administrative order
30.12.2022EntryAmendment entry
23.12.2022Order to remedy deficienciesAmendment entry
18.11.2022EntryAmendment entry
27.05.2022EntryAmendment entry
23.05.2022Order to remedy deficienciesAmendment entry
09.08.2021EntryMuutmiskanne ÄS § 525 lg 2 alusel
31.07.2021EntryAmendment entry
26.01.2021EntryMuutmiskanne ÄS § 525 lg 2 alusel
26.06.2020EntryFirst entry