Hüpoteeklaen AS
- Registry code
- 11663703
- VAT number
- EE102889297
- Address
- Harju maakond, Tallinn, Kesklinna linnaosa, Rävala pst 2, 10145
- Registered
- 02.06.2009 · 17 yrs
- Activity
- Other credit granting 64929
- Capital
- 6 152 460 €
- i•••@h•••.eeLog in to see
- LEI
- 529900EBOXIUHY8WO568 ISSUED
Business Register 06.10.2026
Sales revenue15,5 m €+12%2025 annual report
Profit2,8 m €2025 annual report
Employees43Tax Board 2026 Q2
Average gross salary5 128 €estimate, Tax Board 2026 Q2
Labour taxes per quarter337 k €Tax Board 2026 Q2
Cash16,0 m €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 06.10.2026
Revenue 12 months28 521 €Tax Board, last 4 quarters
State taxes 12 months1,4 m €Tax Board, last 4 quarters
Quick check
- No tax debt
- No enforcement proceedings (12 months)
- No payment orders (12 months)
- No bankruptcy or liquidation
- No sanctions
- Report filed (2025)
- VAT registered
Stability
Email right away on tax debt, bankruptcy or board changeRatingAA → BBB → AA
In tax debt0 days since 26.09.2026
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Board and owners
5 persons
| Board 4 | ||
|---|---|---|
| Hans Pajoma4 companiesno tax debt | Personal ID ↗ | 03.04.2025 |
| Raido Roos2 companiesno tax debt | Personal ID ↗ | 11.01.2021 |
| Tea Kaasik1 companyno tax debt | Personal ID ↗ | 09.10.2017 |
| Toomas Paju4 companiesno tax debt | Personal ID ↗ | 19.11.2010 |
| Other persons 1 | ||
| Nasdaq CSD SE1983 companies149 with tax debt40 bankruptShare register keeper | Personal ID ↗ | 28.09.2017 |
| Beneficial owners 3 | ||
| Boris Shesterikov3 companiesno tax debtdirect holding | 12.09.2018 | |
| Marina Lipavski1 companyno tax debtdirect holding | 12.09.2018 | |
| Toomas Paju4 companiesno tax debtdirect holding | 12.09.2018 | |
Business Register open data
Quarterly taxes and revenue
2026 Q2
State taxes / revenue2099,8%
Labour taxes / revenue2198,8%
Revenue per employee per month119 €
Gross salary (estimate)5 128 €
Net salary (estimate)4 010 €
2026 Q2. Wage is estimated from employment taxes.
| Quarter | Revenue | Change y/y | Labour taxes | State taxes | Employees |
|---|---|---|---|---|---|
| 2026 Q2 | 15 343 € | 337 368 € | 322 168 € | 43 | |
| 2026 Q1 | 12 066 € | 422 813 € | 408 395 € | 42 | |
| 2025 Q4 | 618 € | 340 639 € | 324 077 € | 41 | |
| 2025 Q3 | 494 € | 389 328 € | 376 080 € | 41 | |
| 2025 Q2 | — | 311 547 € | 295 727 € | 38 | |
| 2025 Q1 | — | 338 402 € | 327 636 € | 39 | |
| 2024 Q4 | — | 238 516 € | 230 667 € | 39 | |
| 2024 Q3 | — | 423 504 € | 522 408 € | 35 | |
| 2024 Q2 | — | 218 385 € | 211 739 € | 34 | |
| 2024 Q1 | — | 243 157 € | 238 735 € | 32 | |
| 2023 Q4 | — | 191 355 € | 186 490 € | 28 | |
| 2023 Q3 | — | 311 602 € | 413 415 € | 29 |
Show full history (18 quarters)
| 2023 Q2 | — | 175 823 € | 171 801 € | 26 | |
| 2023 Q1 | — | 199 810 € | 195 260 € | 26 | |
| 2022 Q4 | — | 157 526 € | 154 485 € | 25 | |
| 2022 Q3 | — | 258 325 € | 361 026 € | 24 | |
| 2022 Q2 | — | 140 747 € | 138 164 € | 23 | |
| 2022 Q1 | — | 192 057 € | 185 849 € | 19 |
Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0
Annual reports
5 yr
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Sales revenue | 15,5 m € | ▲ 12% | 13,8 m € | ▲ 8% | 12,8 m € | ▲ 25% | 10,2 m € | ▲ 30% | 7,9 m € |
| Profit | 2,8 m € | ▲ 54% | 1,8 m € | ▼ 41% | 3,1 m € | ▲ 11% | 2,8 m € | ▲ 40% | 2,0 m € |
| Profit margin | 18,3% | 13,3% | 24,3% | 27,3% | 25,3% | ||||
| Retained earnings | 7,9 m € | ▲ 14% | 6,9 m € | ▲ 42% | 4,9 m € | ▲ 55% | 3,2 m € | ▲ 36% | 2,3 m € |
| Cash | 16,0 m € | ▲ 214% | 5,1 m € | ▼ 42% | 8,8 m € | ▲ 138% | 3,7 m € | ▼ 32% | 5,4 m € |
| Current assets | 16,0 m € | ▲ 214% | 5,1 m € | ▼ 42% | 8,8 m € | ▲ 138% | 3,7 m € | ▼ 32% | 5,4 m € |
| Fixed assets | 108,0 m € | ▲ 7% | 100,8 m € | ▲ 22% | 82,4 m € | ▼ 5% | 86,4 m € | ▲ 25% | 68,8 m € |
| Assets | 124,1 m € | ▲ 17% | 105,9 m € | ▲ 16% | 91,2 m € | ▲ 1% | 90,1 m € | ▲ 21% | 74,2 m € |
| Equity | 23,2 m € | ▲ 33% | 17,4 m € | ▲ 5% | 16,6 m € | ▲ 14% | 14,5 m € | ▲ 14% | 12,7 m € |
| Labour costs | -3,2 m € | ▼ 23% | -2,6 m € | ▼ 37% | -1,9 m € | ▼ 22% | -1,6 m € | ▼ 14% | -1,4 m € |
| Employees | 44 | ▲ 19% | 37 | ▲ 28% | 29 | ▲ 21% | 24 | ▲ 14% | 21 |
| Filed | 30.06.2026 | 30.06.2025 | 30.06.2024 | 30.06.2023 | 30.06.2022 | ||||
| Report | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ |
▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0
Revenue by activity
2025
| Activity | EMTAK | Sales revenue | Osa |
|---|---|---|---|
| Other credit granting main activity | 64929 | 15 478 776 € | 100% |
2025 annual report, RIK open data
Real estate
e-kinnistusraamat
Loading properties…
Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data
Debts and court cases
clean
No tax debt · Tax Board 06.10.2026
Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.
Enforcement, payment orders and notices
clean
Official Announcements contain no enforcement, payment order or tax authority notices about the company.
Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.
State: transactions, tenders, grants
none
No transactions with state agencies, procurement contracts or grants found
RTK Saldo, Riigihangete register, RTK toetatud projektid
Holdings in other companies
1
| Company | Code | Holding | Since | Revenue |
|---|---|---|---|---|
| Rävala Laenud OÜ | 12629269 | 100,0% | 16.08.2023 | 0 € |
Business Register
Companies linked via the board
60
AS AlexelaNasdaq CSD SE555,0 m €BBEricsson Eesti AktsiaseltsNasdaq CSD SE416,6 m €AAAS SEB PankNasdaq CSD SE405,8 m €AAAktsiaselts METAPRINTNasdaq CSD SE85,8 m €AAAAS HANZA Mechanics TartuNasdaq CSD SE81,5 m €AAAERGO Insurance SENasdaq CSD SE80,6 m €AAAElke Tallinn ASNasdaq CSD SE62,0 m €AAAaktsiaselts ESTIKO - PLASTARNasdaq CSD SE48,2 m €AAAStockmann AktsiaseltsNasdaq CSD SE42,3 m €AAaktsiaselts PINUSNasdaq CSD SE29,6 m €AAAAktsiaselts BalbiinoNasdaq CSD SE29,5 m €AAAAktsiaselts Magnum VeterinaariaNasdaq CSD SE28,6 m €BBAktsiaselts KROONINGNasdaq CSD SE27,1 m €BInterchemie Werken De Adelaar Eesti aktsiaseltsNasdaq CSD SE25,5 m €BBBSchneider Electric Eesti ASNasdaq CSD SE24,9 m €BAktsiaselts TopautoNasdaq CSD SE21,6 m €AAAktsiaselts Lincona KonsultNasdaq CSD SE19,2 m €AAAAS All Media EestiNasdaq CSD SE17,2 m €AAAktsiaselts PAFERNasdaq CSD SE15,1 m €AAABaltyre Eesti ASNasdaq CSD SE14,8 m €AAAaktsiaselts PristisNasdaq CSD SE13,5 m €AAAAktsiaselts Viru ElektrikaubandusNasdaq CSD SE10,6 m €AAAktsiaselts STANDARDNasdaq CSD SE10,6 m €AAS Eesti LeivatööstusNasdaq CSD SE10,3 m €Aaktsiaselts LTTNasdaq CSD SE10,2 m €AAAMotoral Eesti AktsiaseltsNasdaq CSD SE8,6 m €AAktsiaselts Silmani ElekterNasdaq CSD SE8,0 m €Aaktsiaselts HALS TRADING - TNasdaq CSD SE6,8 m €Aaktsiaselts "Rauameister"Nasdaq CSD SE6,8 m €AAAktsiaselts "Erimell"Nasdaq CSD SE6,4 m €AAAAktsiaselts Taastusravikeskus ViikingNasdaq CSD SE5,8 m €AAAAktsiaselts Loo ElekterNasdaq CSD SE5,5 m €AAAaktsiaselts IKODORNasdaq CSD SE4,9 m €AAAktsiaselts ANTAARESNasdaq CSD SE4,7 m €AACaverion Eesti ASNasdaq CSD SE4,6 m €AAktsiaselts Kiviõli KaubahoovNasdaq CSD SE4,4 m €AAAktsiaselts Metsaküla PiimNasdaq CSD SE3,9 m €AAAaktsiaselts VÕRU VESINasdaq CSD SE3,4 m €AAAaktsiaselts TAUF-AUTONasdaq CSD SE2,9 m €AAAaktsiaselts CISTANasdaq CSD SE2,6 m €AAAPRIMULATOR EESTI AktsiaseltsNasdaq CSD SE2,2 m €AAARTT AktsiaseltsNasdaq CSD SE2,1 m €AAAAS Remedium Kalamaja ApteekNasdaq CSD SE1,7 m €AAaktsiaselts ESTIKONasdaq CSD SE1,6 m €AAAAktsiaselts Ekspress GruppNasdaq CSD SE1,4 m €AALEKON PROPERTY ASNasdaq CSD SE1,2 m €AAAAktsiaselts FotoluksNasdaq CSD SE1,1 m €BBBAktsiaselts LAVEXNasdaq CSD SE692 k €CAktsiaselts Peipsi KalameesNasdaq CSD SE498 k €AAAktsiaselts MihkliNasdaq CSD SE475 k €AAAS Tolaram InvestmentsNasdaq CSD SE380 k €AAAktsiaselts Projekt ENasdaq CSD SE198 k €AAAktsiaselts YearNasdaq CSD SE132 k €CRaisio Eesti AktsiaseltsNasdaq CSD SE120 k €ADeden-Invest AktsiaseltsNasdaq CSD SE51 638 €AKatus ASNasdaq CSD SE13 588 €Aaktsiaselts FaabulaNasdaq CSD SE0 €BBBAktsiaselts TalveaedNasdaq CSD SE · Likvideerimisel0 €CAktsiaselts SpratfilNasdaq CSD SE · Bankrupt0 €CAktsiaselts RoolidNasdaq CSD SE0 €
Sorted by revenue (latest report or 4 quarters).
Top 20 in activity: Other credit granting
20
| # | Company | Revenue |
|---|---|---|
| 1 | ESTO AS | 30,1 m € |
| 2 | Primero Finance OÜ | 22,8 m € |
| 3 | AS LHV Finance | 16,1 m € |
| 4 | Hüpoteeklaen AS | 15,5 m € |
| 5 | ESTO Holdings OÜ | 5,9 m € |
| 6 | Nordic Hypo AS | 3,4 m € |
| 7 | PLACET GROUP OÜ | 1,1 m € |
| 8 | OÜ SME Capital 3 Estonia | 955 k € |
| 9 | Helto Grupp OÜ | 614 k € |
| 10 | SERVA INVEST OÜ | 426 k € |
| 11 | Engeros Finance OÜ | 373 k € |
| 12 | ATLANTIS SE | 342 k € |
| 13 | BB Finance OÜ | 332 k € |
| 14 | Hector Kapital OÜ | 320 k € |
| 15 | AS Finora Group | 269 k € |
| 16 | Fresh Finance Group OÜ | 220 k € |
| 17 | Columna OÜ | 184 k € |
| 18 | Sihtasutus Tartu Eluasemefond | 166 k € |
| 19 | KiirAutoLaen.EE OÜ | 162 k € |
| 20 | FF Financial Group OÜ | 132 k € |
Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity
Licences, pledges, domains
No data
History and notices
40
| Date | Type | Content |
|---|---|---|
| 03.06.2026 | Entry | Amendment entry |
| 03.06.2026 | Order to remedy deficiencies | Amendment entry |
| 19.01.2026 | Entry | Amendment entry |
| 19.01.2026 | Order to remedy deficiencies | Amendment entry |
| 03.04.2025 | Entry | Amendment entry |
| 20.07.2022 | Order to remedy deficiencies to correct non-entry data | |
| 20.06.2022 | Order to remedy deficiencies to correct non-entry data | Amendment entry |
| 14.12.2021 | Entry | Amendment entry |
| 13.12.2021 | Order to remedy deficiencies | Amendment entry |
| 11.01.2021 | Entry | Amendment entry |
| 03.06.2019 | Entry | Amendment entry |
| 11.04.2019 | Entry | Amendment entry |
| 11.04.2019 | Order to remedy deficiencies | Amendment entry |
| 04.12.2018 | Order to remedy deficiencies | |
| 05.06.2018 | Entry | Muutmiskanne ÄS § 525 lg 2 alusel |
| 17.01.2018 | Entry | Amendment entry |
| 01.12.2017 | Entry | Amendment entry |
| 09.10.2017 | Entry | Amendment entry |
| 02.10.2017 | Entry | Amendment entry |
| 28.09.2017 | Entry | Amendment entry |
| 23.08.2017 | Entry | Amendment entry |
| 23.08.2017 | Entry | Ümberkujundamiskanne |
| 21.03.2017 | Entry | Amendment entry |
| 20.03.2017 | Order to remedy deficiencies | Amendment entry |
| 23.09.2016 | Entry | Amendment entry |
| 12.01.2016 | Entry | Amendment entry |
| 17.09.2014 | Entry | Kommertspandi kustutamiskanne |
| 03.09.2014 | Entry | Amendment entry |
| 24.07.2013 | Kandemäärus muu kohtulahendi täitmiseks | Kommertspandi muutmiskanne |
| 24.07.2013 | Order annulling an order | Kommertspandi muutmiskanne |
| 03.06.2013 | Määruskaebuse käiguta jätmine | Kommertspandi muutmiskanne |
| 20.05.2013 | Entry | Amendment entry |
| 10.02.2012 | Entry | Amendment entry |
| 01.02.2012 | Order to remedy deficiencies | Amendment entry |
| 12.01.2011 | Entry | Kommertspandi avamiskanne |
| 11.01.2011 | Order to remedy deficiencies | Kommertspandi avamiskanne |
| 28.12.2010 | Negative entry order: deficiencies not remedied | Kommertspandi avamiskanne |
| 19.11.2010 | Entry | Amendment entry |
| 16.11.2010 | Order to remedy deficiencies | Kommertspandi avamiskanne |
| 30.06.2010 | Entry | Muutmiskanne ÄS § 525 lg 2 alusel |