ETENRU
RegisteredHarju County
Registry code
14161161
VAT number
not VAT registered
Address
Harju maakond, Tallinn, Kesklinna linnaosa, Masina tn 20, 10113
Registered
30.11.2016 · 9 yrs
Activity
Other credit granting 64929
Capital
100 000 €
Email
i•••@o•••.creditLog in to see
Phone
+372 •• ••••Log in to see
Website
opa.credit
Business Register 06.10.2026
Annual report 2024 not filed, deadline was 30.06.2025
Tegevuseta: käive ja töötajad puuduvad
Profit336 k €2023 annual report
Labour taxes per quarter0 €Tax Board 2024 Q4
Cash736 k €Cash 31.12.2023, annual report
Tax debt0 €Tax Board debtor list 06.10.2026
State taxes 12 months12 920 €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Firmo rating
C
Unsatisfactory, very high risk
42 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 06.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Last report 2023
  • Not VAT registered
Stability
RatingBB → C
In tax debt0 days since 26.09.2026
Notification when something changes

Data

Board and owners

1 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 1
Ain Seppik2 companiesno tax debtPersonal ID ↗29.05.2018
Shareholders 1
Ain Seppik100,0% 100 000 €01.09.2023
Beneficial owners 1
Ain Seppik2 companiesno tax debtdirect holding27.09.2018

Business Register open data

Quarterly taxes and revenue

2024 Q4
Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2024 Q4—0 €16 €—
2023 Q3—0 €13 €—
2023 Q1—0 €1 €—
2022 Q1—187 €12 890 €—

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

3 yr
Build report

202320222021
Profit336 k €▲ into profit-673 k €▼ into loss155 k €
Profit margin———
Retained earnings-505 k €▼ into loss168 k €▲ 13×13 137 €
Cash736 k €▼ 42%1,3 m €▼ 40%2,1 m €
Current assets1,3 m €▼ 8%1,4 m €▼ 43%2,5 m €
Fixed assets2,7 m €▲ 21%2,2 m €▼ 50%4,4 m €
Assets4,0 m €▲ 9%3,6 m €▼ 48%6,9 m €
Current liabilities4,0 m €▲ 173×23 250 €▼ 73%85 612 €
Long-term liabilities0 €▼ 100%4,0 m €▼ 39%6,6 m €
Total liabilities4,0 m €0%4,0 m €▼ 40%6,7 m €
Equity-68 704 €▲ 83%-405 k €▼ into loss268 k €
Labour costs0 €0 €▲ 100%-2 759 €
Employees000
Filed30.06.202405.09.202321.10.2022
ReportPDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Real estate

e-kinnistusraamat

Loading properties…

Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 06.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

1

Sorted by revenue (latest report or 4 quarters).

Top 20 in activity: Other credit granting

20
#CompanyRevenue
1ESTO AS30,1 m €
2Primero Finance OÜ22,8 m €
3AS LHV Finance16,1 m €
4Hüpoteeklaen AS15,5 m €
5ESTO Holdings OÜ5,9 m €
6Nordic Hypo AS3,4 m €
7PLACET GROUP OÜ1,1 m €
8OÜ SME Capital 3 Estonia955 k €
9Helto Grupp OÜ614 k €
10SERVA INVEST OÜ426 k €
11Engeros Finance OÜ373 k €
12ATLANTIS SE342 k €
13BB Finance OÜ332 k €
14Hector Kapital OÜ320 k €
15AS Finora Group269 k €
16Fresh Finance Group OÜ220 k €
17Columna OÜ184 k €
18Sihtasutus Tartu Eluasemefond166 k €
19KiirAutoLaen.EE OÜ162 k €
20FF Financial Group OÜ132 k €

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Domains

1 records

Domains

DomainSource
opa.creditBusiness Register

History and notices

10
DateTypeContent
01.09.2023EntryAmendment entry
18.11.2020EntryEralduva isiku jagunemiskanne (teine, konstitutiivne kanne jagunemisel)
06.10.2020EntryAmendment entry
29.05.2018EntryAmendment entry
20.01.2018EntryAmendment entry
12.12.2017EntryAmendment entry
01.06.2017EntryAmendment entry
15.05.2017EntryAmendment entry
12.04.2017EntryÜmberkujundamiskanne
30.11.2016EntryFirst entry