ETENRU
BankruptHarju County
Registry code
12782505
VAT number
EE101768306
Address
Harju maakond, Tallinn, Kesklinna linnaosa, Pärnu mnt 137, 11314
Registered
14.01.2015 · 11 yrs
Activity
Other credit granting 64929
Capital
143 741 €
Email
i•••@k•••.eeLog in to see
Phone
+372 •• ••••Log in to see
Website
http://www.kodumaakapital.ee
Business Register 07.10.2026
Pankrot välja kuulutatud 15.09.2026
Bankrupt
Bankrupt: no activity
Annual report 2024 not filed, deadline was 30.06.2025
Tegevuseta: käive ja töötajad puuduvad
Käive, 4 kvartalit32 787 €EMTA, viimased 4 kvartalit
Profit8 864 €2023 annual report
Labour taxes per quarter17 548 €Tax Board 2026 Q2
Cash233 k €Cash 31.12.2023, annual report
Tax debt9 832 €unpaidTax Board 07.10.2026 · details below
Revenue 12 months32 787 €-39%Tax Board, last 4 quarters
State taxes 12 months104 k €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · days in debt: 12
26.0929.0902.1004.1007.10
Total tax debtmax 9 832 €
Details ↓
Turnover by quarter · latest 0 €
2 95024 k25 k2 50033 k000
III 24IV 24I 25II 25III 25IV 25I 26II 26
Chart ↓
Firmo rating
C
Bankrupt: no activity
0 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 07.10.2026 · open data
Quick check
  • Tax debt 9 832 €
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • Bankruptcy or liquidation
  • No sanctions
  • Last report 2023
  • VAT registered
Stability
RatingBB → C
In tax debt12 days since 26.09.2026
Revenue 12 months▼ 39% vs a year earlier
Email right away on tax debt, bankruptcy or board change

Bankruptcy proceedings and assets for sale

2 notices
DateEtappKohtuasi
15.09.2026Bankruptcy declared2-25-11789/37teade
01.07.2026Prohibition on disposal2-25-11789/18teade

Ametlikud Teadaanded (CC BY-SA 4.0), oksjonikeskus.ee

Data

Board and owners

4 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 2
Kiur Lootus12 companies1 with tax debt1 bankruptPersonal ID ↗14.03.2025
Pille Lõugas2 companies1 with tax debt1 bankruptPersonal ID ↗10.01.2025
Other persons 2
Toomas Saarma33 companies21 with tax debt30 bankruptAjutine pankrotihaldurPersonal ID ↗02.07.2026
Toomas Saarma33 companies21 with tax debt30 bankruptPankrotihaldurPersonal ID ↗02.10.2026
Beneficial owners 2
Thomas Münch2 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member30.10.2018
Toomas Laanpere3 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member30.10.2018

Business Register open data

Quarterly taxes and revenue

2026 Q2
Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q20 €17 548 €16 384 €—
2026 Q10 €14 512 €13 374 €3
2025 Q40 €36 468 €35 187 €3
2025 Q332 787 €▲ 1011%40 058 €39 073 €3
2025 Q22 500 €▼ 75%36 885 €36 473 €3
2025 Q125 115 €▲ 30%29 973 €34 510 €2
2024 Q423 500 €27 689 €29 715 €5
2024 Q32 950 €40 858 €40 313 €6
2024 Q29 850 €37 335 €38 571 €6
2024 Q119 393 €29 086 €32 570 €6
2023 Q40 €32 831 €31 880 €5
2023 Q30 €30 877 €30 081 €6
Show full history (18 quarters)
2023 Q20 €31 521 €31 476 €6
2023 Q10 €28 713 €28 778 €5
2022 Q444 900 €29 266 €28 596 €6
2022 Q3131 015 €37 588 €36 851 €6
2022 Q2204 167 €37 999 €37 357 €5
2022 Q1105 056 €32 828 €32 383 €4

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

3 yr
Build report

202320222021
Profit8 864 €▼ 88%74 563 €▲ 185%26 178 €
Profit margin———
Retained earnings-770 k €0%-771 k €▲ 3%-792 k €
Cash233 k €▲ 26%185 k €▼ 65%522 k €
Current assets4,7 m €▲ 2%4,6 m €▼ 2%4,7 m €
Fixed assets741 k €▼ 34%1,1 m €▼ 11%1,3 m €
Assets5,4 m €▼ 5%5,7 m €▼ 4%5,9 m €
Current liabilities2,1 m €▲ 31%1,6 m €▼ 48%3,1 m €
Long-term liabilities3,1 m €▼ 16%3,7 m €▲ 54%2,4 m €
Total liabilities5,2 m €▼ 1%5,3 m €▼ 4%5,5 m €
Equity190 k €▼ 52%393 k €▼ 7%421 k €
Labour costs-152 k €▲ 16%-182 k €▼ 43%-127 k €
Employees8▼ 11%9▲ 125%4
Filed22.10.202505.02.202423.12.2022
ReportPDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2023
ActivityEMTAKSales revenueOsa
Other credit granting main activity6492919 876 €100%

2023 annual report, RIK open data

Real estate

e-kinnistusraamat

Loading properties…

Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

1 records
Tax debt 9 832 € · as of 07.10.2026
Ajatatud
none, the entire debt is unpaid
Debt arose
10.02.2026 · oldest unpaid claim, 239 days
Consecutively on the list
since 26.09.2026 (12 days) · Firmo data starts 26.09.2026

Tax debt change 26.09.2026 to 07.10.2026 · days in debt: 12

26.0929.0902.1004.1007.10
Total tax debtmax 9 832 €

Tax debt history over 5 years

StartEndDaysLargest debtStatus
26.09.2026ongoing129 832 €unpaid

Paid tax debt stays visible for 5 years. Only tax debt from the last 2 years affects the rating.

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

avalikke teateid pole

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

1
CompanyCodeHoldingSinceRevenue
Kodumaa Laenud OÜ14259285100,0%02.09.20230 €

Business Register

Companies linked via the board

44
Osaühing Baltic Sea BunkeringToomas Saarma660,3 m €BBBOpteris OÜToomas Saarma · Bankrupt75,5 m €COsaühing Euro WorkToomas Saarma · Bankrupt22,8 m €CFrogest OÜToomas Saarma · Bankrupt11,5 m €CAktsiaselts HortesToomas Saarma · Bankrupt7,3 m €CRekman OÜToomas Saarma · Bankrupt4,2 m €CCONTECHPRO OÜToomas Saarma · Bankrupt2,8 m €CMH Frantsiis OÜToomas Saarma · Bankrupt2,7 m €CKehra Puutööstus OÜToomas Saarma · Bankrupt2,3 m €CSalo-Machinery OÜToomas Saarma · Bankrupt2,2 m €CTehnokeskus OÜToomas Saarma · Bankrupt1,5 m €CFarmers Food OÜToomas Saarma · Bankrupt1,1 m €CCountry Home OÜToomas Saarma · Bankrupt378 k €CEstfertis OÜToomas Saarma · Bankrupt362 k €COÜ LootusprojektKiur Lootus234 k €BBBBBW OÜToomas Saarma · Bankrupt171 k €CBabokobo Gozarodille OÜToomas Saarma · Bankrupt114 k €COÜ Baltic ForestToomas Saarma · Bankrupt85 175 €CEurora FR Services OÜToomas Saarma · Bankrupt68 667 €CCuram Invest OÜKiur Lootus55 500 €BBOÜ LootusKiur Lootus35 999 €BBWoodfort OÜKiur Lootus10 080 €BBBLuther Factory OÜToomas Saarma10 000 €CÖkovärv OÜToomas Saarma · Bankrupt7 653 €CLuther Factory Holding OÜToomas Saarma5 248 €CTARTU HOIU-LAENUÜHISTUToomas Saarma · Bankrupt2 478 €CMindful Marketing OÜPille Lõugas1 659 €BBKorsol Trade OÜToomas Saarma · Bankrupt1 632 €CSinear OÜToomas Saarma · Bankrupt1 500 €CEesti Lastevanemate LiitKiur Lootus1 470 €BBBGFC Good Finance Company ASToomas Saarma · Bankrupt225 €CAktsiaselts SpratfilToomas Saarma · Bankrupt0 €CAktsiaselts MeP TransToomas Saarma · Bankrupt0 €CIdeab Project Eesti AktsiaseltsToomas Saarma · Bankrupt0 €COÜ AgenorToomas Saarma · Bankrupt0 €CTNHL OÜToomas Saarma · Bankrupt0 €CStemwood OÜToomas Saarma · Bankrupt0 €CPro Ehitus OÜToomas Saarma · Bankrupt0 €CWoodfort Tootmine OÜKiur Lootus0 €CKodumaa Laenud OÜKiur Lootus0 €CBuildSyn OÜKiur Lootus · Likvideerimisel0 €CJuhtimislabor OÜKiur Lootus0 €Kodumaa Valdus OÜKiur Lootus0 €BBSihtasutus Heade Tegude AllikasKiur Lootus · Likvideerimisel0 €C

Sorted by revenue (latest report or 4 quarters).

Top 20 in activity: Other credit granting

20
#CompanyRevenue
1ESTO AS30,1 m €
2Primero Finance OÜ22,8 m €
3AS LHV Finance16,1 m €
4Hüpoteeklaen AS15,5 m €
5ESTO Holdings OÜ5,9 m €
6Nordic Hypo AS3,4 m €
7PLACET GROUP OÜ1,1 m €
8OÜ SME Capital 3 Estonia955 k €
9Helto Grupp OÜ614 k €
10SERVA INVEST OÜ426 k €
11Engeros Finance OÜ373 k €
12ATLANTIS SE342 k €
13BB Finance OÜ332 k €
14Hector Kapital OÜ320 k €
15AS Finora Group269 k €
16Fresh Finance Group OÜ220 k €
17Columna OÜ184 k €
18Sihtasutus Tartu Eluasemefond166 k €
19KiirAutoLaen.EE OÜ162 k €
20FF Financial Group OÜ132 k €

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Licences, domains

2 records

Activity licences (MTR and environmental)

FieldLicence numberValid from
Finantseerimisasutusena tegutsemineFFA00016305.02.2015

Domains

DomainSource
kodumaakapital.eeBusiness Register

History and notices

40
DateTypeContent
02.10.2026Kandemäärus muu kohtulahendi täitmiseksPankroti väljakuulutamiskanne
21.09.2026EntryAmendment entry
02.07.2026Kandemäärus muu kohtulahendi täitmiseksAmendment entry
26.06.2026Administrative order
15.04.2026EntryMuutmiskanne TsMS § 595¹ lg 1 alusel
29.10.2025Trahvihoiatusmäärus: majandusaasta aruanne esitamata
25.06.2025EntryAmendment entry
14.03.2025EntryAmendment entry
04.03.2025Aruandetrahvimäärus
10.01.2025EntryAmendment entry
14.11.2024EntryMuutmiskanne TsMS § 595¹ lg 1 alusel
07.07.2024Trahvihoiatusmäärus: majandusaasta aruanne esitamata
29.12.2023Aruandetrahvimäärus
23.11.2023Trahvihoiatusmäärus: majandusaasta aruanne esitamata
29.08.2023EntryAmendment entry
07.02.2023EntryAmendment entry
16.03.2022Majandusaasta aruande puuduste kõrvaldamise määrus
14.02.2022EntryAmendment entry
03.02.2022Order to remedy deficienciesAmendment entry
02.11.2021EntryAmendment entry
19.10.2020EntryAmendment entry
14.01.2020EntryAmendment entry
03.01.2020Negative entry order: deficiencies not remediedAmendment entry
25.11.2019Order to remedy deficienciesAmendment entry
05.07.2019EntryAmendment entry
22.01.2019EntryAmendment entry
18.12.2018EntryAmendment entry
19.01.2018EntryAmendment entry
09.12.2017EntryAmendment entry
21.07.2017EntryAmendment entry
21.07.2017EntryAmendment entry
21.07.2017Order to remedy deficienciesAmendment entry
14.06.2017Order to remedy deficiencies to correct non-entry data
30.05.2017EntryAmendment entry
30.05.2017EntryAmendment entry
23.05.2017Order to remedy deficienciesAmendment entry
28.11.2016EntryAmendment entry
08.11.2016Order to remedy deficienciesAmendment entry
08.09.2016EntryAmendment entry
29.08.2016Order to remedy deficienciesAmendment entry