ETENRU
RegisteredHarju County
Registry code
11644893
VAT number
not VAT registered
Address
Harju maakond, Tallinn, Kesklinna linnaosa, Roseni tn 7, 10111
Registered
08.05.2009 · 17 yrs
Activity
Other credit granting 64929
Capital
2 556 €
Email
i•••@1•••.eeLog in to see
Phone
+372 •• ••••Log in to see
Website
www.1credit.ee from email
Business Register 05.10.2026
Sales revenue103 k €+0%2025 annual report
Profit96 421 €2025 annual report
Employees02025 annual report
Cash20 985 €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 05.10.2026
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Firmo rating
A
Good, low risk
80 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 05.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • Not VAT registered
Stability
RatingAA → AAA → A
In tax debt0 days since 26.09.2026
Notification when something changes
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Data

Board and owners

2 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 2
Heikki Rannik4 companiesno tax debtPersonal ID ↗18.03.2015
Sten Tikk43 companies3 with tax debtPersonal ID ↗18.03.2015
Shareholders 1
Nordic Hypo AS100,0% 2 556 €25.09.2025
Beneficial owners 2
Sten Tikk43 companies3 with tax debtkaudne osalus18.10.2018
Ülar Tikk10 companiesno tax debtkaudne osalus18.10.2018

Business Register open data

Quarterly taxes and revenue

No Tax Board data

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue103 k €0%102 k €▲ 6%96 847 €0%96 626 €▲ 1%95 299 €
Profit96 421 €▲ 33%72 738 €▲ 67%43 514 €▼ 29%60 990 €▼ 1%61 432 €
Profit margin93,8%71,0%44,9%63,1%64,5%
Retained earnings1,2 m €▲ 6%1,1 m €▲ 4%1,1 m €▲ 6%1,0 m €▲ 6%962 k €
Cash20 985 €▼ 27%28 837 €▼ 43%50 672 €▲ 26%40 288 €▲ 30%30 895 €
Current assets661 k €▲ 67%397 k €▼ 64%1,1 m €▲ 114%511 k €▲ 624%70 602 €
Fixed assets841 k €▼ 16%998 k €▲ 352%221 k €▼ 71%751 k €▼ 33%1,1 m €
Assets1,5 m €▲ 8%1,4 m €▲ 6%1,3 m €▲ 4%1,3 m €▲ 6%1,2 m €
Current liabilities87 029 €▲ 13%76 875 €▼ 58%183 k €▲ 204%59 975 €▲ 16%51 766 €
Long-term liabilities114 k €0%114 k €0 €▼ 100%114 k €0%114 k €
Total liabilities201 k €▲ 5%191 k €▲ 5%183 k €▲ 5%174 k €▲ 5%166 k €
Equity1,3 m €▲ 8%1,2 m €▲ 6%1,1 m €▲ 4%1,1 m €▲ 6%1,0 m €
Labour costs0 €0 €0 €0 €0 €
Employees00000
Filed23.04.202604.04.202528.03.202404.04.202317.06.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Other credit granting main activity64929102 835 €100%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

Loading properties…

Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 05.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

43
Nordic Hypo ASHeikki Rannik, Sten Tikk3,4 m €ASigma Assets OÜSten Tikk2,3 m €BBBOÜ Raatuse 23Sten Tikk1,1 m €BBBPärituule residentsid OÜSten Tikk920 k €BBBTartu Apartments OÜSten Tikk388 k €BOÜ Keila ApartmentsSten Tikk381 k €ABHG kinnisvara OÜSten Tikk304 k €BBBOÜ Alfred ApartmentsSten Tikk190 k €BBBUpa maja OÜSten Tikk151 k €AMainCapital OÜSten Tikk108 k €BBBMaardu Varad OÜSten Tikk53 817 €BBBOsaühing 1Credit NarvaHeikki Rannik, Sten Tikk41 187 €APortjee OÜSten Tikk25 462 €CUÜ Solarplug 2Sten Tikk14 849 €BBBOÜ Solarplug 1Sten Tikk14 793 €BBBOÜ Mere ElukasSten Tikk14 408 €AUÜ Solarplug 6Sten Tikk7 308 €AUÜ Solarplug 7Sten Tikk7 228 €AUÜ Solarplug 8Sten Tikk7 184 €AUÜ Solarplug 5Sten Tikk7 036 €AUÜ Solarplug 9Sten Tikk7 029 €AUÜ Solarplug 3Sten Tikk6 979 €AUÜ Solarplug 4Sten Tikk6 802 €ATallinn, Väike-Patarei tn 14 korteriühistuSten Tikk5 956 €AUÜ Solarplug 10Sten Tikk5 292 €AOÜ Sigma PlazaSten Tikk4 607 €AOÜ Pähksaare taluSten Tikk3 105 €COÜ NORDEKIVISten Tikk3 096 €BBBUÜ Solarplug 11Sten Tikk1 875 €AUÜ Solarplug 13Sten Tikk1 733 €AUÜ Solarplug 14Sten Tikk1 728 €AUÜ Solarplug 12Sten Tikk1 715 €AOÜ A.H. MajadSten Tikk · Likvideerimisel0 €CMicroapartments OÜSten Tikk0 €CNordic Hypo Holding OÜSten Tikk0 €AMetsatööstuse OÜSten Tikk0 €BBOÜ Lagedi KeskusSten Tikk0 €BBKrediidimenetluse Capital OÜSten Tikk0 €BBLootsi elamukvartal OÜSten Tikk0 €BBBSigma Assets 2 OÜSten Tikk0 €ANarva Hooldekodu OÜSten Tikk0 €Papli Maja OÜSten Tikk0 €Mittetulundusühing MMFC RalliklubiHeikki Rannik0 €

Sorted by revenue (latest report or 4 quarters).

Top 20 in activity: Other credit granting

20
#CompanyRevenue
1ESTO AS30,1 m €
2Primero Finance OÜ22,8 m €
3AS LHV Finance16,1 m €
4Hüpoteeklaen AS15,5 m €
5ESTO Holdings OÜ5,9 m €
6Nordic Hypo AS3,4 m €
7PLACET GROUP OÜ1,1 m €
8OÜ SME Capital 3 Estonia955 k €
9Helto Grupp OÜ614 k €
10SERVA INVEST OÜ426 k €
11Engeros Finance OÜ373 k €
12ATLANTIS SE342 k €
13BB Finance OÜ332 k €
14Hector Kapital OÜ320 k €
15AS Finora Group269 k €
16Fresh Finance Group OÜ220 k €
17Columna OÜ184 k €
18Sihtasutus Tartu Eluasemefond166 k €
19KiirAutoLaen.EE OÜ162 k €
20FF Financial Group OÜ132 k €

1Credit OÜ: place 24 /59

Similar size: OÜ Polar Finance, HypoCredit OÜ, Monefit Estonia OÜ, Autospets OÜ, Saare Finants OÜ, PE Capital OÜ, LMM INVESTMENT OÜ, Sound extraction OÜ

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Tegevusload

1 records

Activity licences (MTR and environmental)

FieldLicence numberValid from
Finantseerimisasutusena tegutsemineFFA00002229.09.2014

History and notices

10
DateTypeContent
25.09.2025EntryAmendment entry
02.09.2023EntryAmendment entry
17.01.2018EntryAmendment entry
01.12.2017EntryAmendment entry
16.09.2016EntryAmendment entry
18.03.2015EntryAmendment entry
03.06.2011EntryMuutmiskanne ÄS § 525 lg 2 alusel
04.04.2011EntryAmendment entry
09.11.2009EntryMuutmiskanne ÄS § 525 lg 2 alusel
07.05.2009EntryFirst entry