mittetulundusühing Eesti Liikluskindlustuse Fond
- Registry code
- 80206477
- VAT number
- EE100929395
- Address
- Harju maakond, Tallinn, Kristiine linnaosa, Mustamäe tee 46, 10621
- Registered
- 29.06.2004 · 22 yrs
- Activity
- Non-life insurance 65121
- Additional activities
- Activities of business and employers membership organisations
- l•••@l•••.eeLog in to see
- Phone
- +372 •• ••••Log in to see
- Website
- www.lkf.ee
- LEI
- 254900RQAPQ6GJIUGQ06 ISSUED
Business Register 09.10.2026
Sales revenue6,2 m €+1%2025 annual report
Profit793 k €2025 annual report
Employees33Tax Board 2026 Q2
Average gross salary3 979 €estimate, Tax Board 2026 Q2
Labour taxes per quarter201 k €Tax Board 2026 Q2
Cash2,1 m €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 08.10.2026
Revenue 12 months645 k €+4%Tax Board, last 4 quarters
State taxes 12 months812 k €Tax Board, last 4 quarters
Quick check
- No tax debt
- No enforcement proceedings (12 months)
- No payment orders (12 months)
- No bankruptcy or liquidation
- No sanctions
- Report filed (2025)
- VAT registered
Stability
Email right away on tax debt, bankruptcy or board changeRatingAA → BBB → AA
In tax debt0 days since 26.09.2026
Revenue 12 months▲ 4% vs a year earlier
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Board and owners
4 persons
| Board 4 | ||
|---|---|---|
| Andres Piirsalu4 companiesno tax debt | Personal ID ↗ | 13.06.2007 |
| Ergo Tars2 companiesno tax debt | Personal ID ↗ | 02.09.2026 |
| Lauri Potsepp2 companiesno tax debt | Personal ID ↗ | 19.09.2013 |
| Tuuli Pärenson4 companiesno tax debt | Personal ID ↗ | 01.09.2025 |
| Beneficial owners 4 | ||
| Andres Piirsalu4 companiesno tax debtJuhatuse liige või liikmed | 02.11.2018 | |
| Ergo Tars2 companiesno tax debtJuhatuse liige või liikmed | 08.09.2026 | |
| Lauri Potsepp2 companiesno tax debtJuhatuse liige või liikmed | 02.11.2018 | |
| Tuuli Pärenson4 companiesno tax debtJuhatuse liige või liikmed | 25.09.2025 | |
Business Register open data
Quarterly taxes and revenue
2026 Q2
State taxes / revenue1947,6%
Labour taxes / revenue2081,9%
Revenue per employee per month97 €
Gross salary (estimate)3 979 €
Net salary (estimate)3 146 €
2026 Q2. Wage is estimated from employment taxes.
| Quarter | Revenue | Change y/y | Labour taxes | State taxes | Employees |
|---|---|---|---|---|---|
| 2026 Q2 | 9 649 € | ▲ 1% | 200 887 € | 187 924 € | 33 |
| 2026 Q1 | 406 407 € | ▲ 3% | 133 329 € | 201 434 € | 33 |
| 2025 Q4 | 9 814 € | ▲ 163% | 199 422 € | 191 109 € | 33 |
| 2025 Q3 | 218 871 € | ▲ 3% | 203 942 € | 231 233 € | 32 |
| 2025 Q2 | 9 531 € | ▲ 599% | 196 205 € | 186 245 € | 35 |
| 2025 Q1 | 393 147 € | ▲ 3% | 185 979 € | 242 750 € | 34 |
| 2024 Q4 | 3 731 € | ▲ 51% | 178 946 € | 171 104 € | 34 |
| 2024 Q3 | 212 110 € | ▲ 4% | 175 221 € | 204 918 € | 34 |
| 2024 Q2 | 1 364 € | ▼ 2% | 173 939 € | 166 271 € | 34 |
| 2024 Q1 | 382 524 € | ▲ 16% | 171 363 € | 228 641 € | 34 |
| 2023 Q4 | 2 479 € | ▼ 49% | 173 327 € | 166 876 € | 34 |
| 2023 Q3 | 203 903 € | ▲ 5% | 157 254 € | 182 252 € | 32 |
Show full history (18 quarters)
| 2023 Q2 | 1 397 € | ▲ 46% | 158 153 € | 162 520 € | 33 |
| 2023 Q1 | 329 877 € | ▲ 5% | 151 991 € | 195 594 € | 33 |
| 2022 Q4 | 4 870 € | 159 328 € | 151 320 € | 33 | |
| 2022 Q3 | 193 530 € | 136 952 € | 160 737 € | 33 | |
| 2022 Q2 | 958 € | 161 234 € | 175 346 € | 33 | |
| 2022 Q1 | 315 052 € | 128 431 € | 170 441 € | 33 |
Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0
Annual reports
5 yr
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Sales revenue | 6,2 m € | ▲ 1% | 6,1 m € | ▼ 9% | 6,7 m € | ▲ 25% | 5,4 m € | ▲ 26% | 4,3 m € |
| Profit | 793 k € | ▼ 20% | 986 k € | ▼ 59% | 2,4 m € | ▲ 69% | 1,4 m € | ▲ 79% | 790 k € |
| Profit margin | 12,9% | 16,1% | 35,5% | 26,3% | 18,4% | ||||
| Cash | 2,1 m € | ▲ 49% | 1,4 m € | ▼ 57% | 3,4 m € | ▼ 47% | 6,3 m € | ▼ 11% | 7,1 m € |
| Current assets | 30,3 m € | ▲ 4% | 29,3 m € | ▲ 5% | 28,0 m € | ▲ 13% | 24,7 m € | ▼ 1% | 24,9 m € |
| Fixed assets | 2,5 m € | ▼ 2% | 2,6 m € | ▼ 3% | 2,7 m € | ▼ 21% | 3,4 m € | ▲ 9% | 3,1 m € |
| Assets | 32,9 m € | ▲ 3% | 31,9 m € | ▲ 4% | 30,7 m € | ▲ 9% | 28,1 m € | 0% | 28,1 m € |
| Labour costs | 1,6 m € | ▲ 7% | 1,5 m € | ▲ 6% | 1,4 m € | ▲ 7% | 1,3 m € | ▲ into profit | -1,1 m € |
| Employees | 24 | ▼ 4% | 25 | ▲ 4% | 24 | 0% | 24 | ▲ 20% | 20 |
| Filed | 24.04.2026 | 25.04.2025 | 30.04.2024 | 28.04.2023 | 19.04.2022 | ||||
| Report | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ |
▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0
Real estate
e-kinnistusraamat
Loading properties…
Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data
Debts and court cases
clean
No tax debt · Tax Board 08.10.2026
Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.
Enforcement, payment orders and notices
clean
Official Announcements contain no enforcement, payment order or tax authority notices about the company.
Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.
State: transactions, tenders, grants
94 983 € makseid
Transactions with state institutions
202624 305 €
202539 439 €
202413 210 €
202318 029 €
Largest payers
| Kaitseliit | 78 342 € |
| Kaitsevägi | 2 880 € |
| Tartu Rakenduslik Kolledž | 1 740 € |
| Tallinna Tehnikakõrgkool | 1 640 € |
| Rakvere Ametikool | 1 640 € |
All payments by month
| Month | Payer | Type | Field | Amount |
|---|---|---|---|---|
| 08.2026 | Kohtla-Järve Linnavalitsus | Operating costs | Basic and general secondary education | 178 € |
| 07.2026 | Kaitseliit | Operating costs | Other national defence | 11 087 € |
| 05.2026 | Kaitseliit | Operating costs | Other national defence | 980 € |
| 05.2026 | Tallinna Tehnikaülikool | Operating costs | Tertiary education | 210 € |
| 05.2026 | Kohtla-Järve Linnavalitsus | Operating costs | Basic and general secondary education | 178 € |
| 04.2026 | Kaitseliit | Operating costs | Other national defence | 3 177 € |
| 03.2026 | Kaitseliit | Operating costs | Other national defence | 5 399 € |
| 02.2026 | Raplamaa Rakenduslik Kolledž | Operating costs | Vocational education | 440 € |
| 02.2026 | Tartu Linnavalitsus | Operating costs | Other economic affairs (incl. administration) | 15 € |
| 01.2026 | Tallinna Tehnoloogiakolledž | Operating costs | Vocational education | 440 € |
| 01.2026 | Tallinna Tehnikakõrgkool | Operating costs | Tertiary education | 440 € |
| 01.2026 | Rakvere Ametikool | Operating costs | Vocational education | 440 € |
| 01.2026 | Tallinna Tööstushariduskeskus | Operating costs | Vocational education | 440 € |
| 01.2026 | Viljandi Kutseõppekeskus | Operating costs | Vocational education | 440 € |
| 01.2026 | Tartu Rakenduslik Kolledž | Operating costs | Vocational education | 440 € |
| 12.2025 | Kaitseliit | Operating costs | Other national defence | 1 604 € |
| 10.2025 | Kaitseliit | Operating costs | Other national defence | 2 756 € |
| 09.2025 | Kaitseliit | Operating costs | Other national defence | 4 003 € |
| 07.2025 | Kaitseliit | Operating costs | Other national defence | 4 937 € |
| 07.2025 | Tartu Rakenduslik Kolledž | Operating costs | Vocational education | 50 € |
| 06.2025 | Kaitseliit | Operating costs | Other national defence | 9 136 € |
| 04.2025 | Kaitseliit | Operating costs | Other national defence | 4 572 € |
| 04.2025 | Viljandi Linnavalitsus | Operating costs | Other social protection of the elderly | 130 € |
| 03.2025 | Kaitseliit | Operating costs | Other national defence | 8 557 € |
| 03.2025 | Riigi Kaitseinvesteeringute Keskus | Operating costs | Military defence | 755 € |
| 01.2025 | Tallinna Tehnoloogiakolledž | Operating costs | Vocational education | 420 € |
| 01.2025 | Tallinna Tehnikakõrgkool | Operating costs | Tertiary education | 420 € |
| 01.2025 | Rakvere Ametikool | Operating costs | Vocational education | 420 € |
| 01.2025 | Vana-Vigala Tehnika- ja Teeninduskool | Operating costs | Vocational education | 420 € |
| 01.2025 | Tallinna Tööstushariduskeskus | Operating costs | Vocational education | 420 € |
| 01.2025 | Viljandi Kutseõppekeskus | Operating costs | Vocational education | 420 € |
| 01.2025 | Tartu Rakenduslik Kolledž | Operating costs | Vocational education | 420 € |
| 12.2024 | Kaitseliit | Operating costs | Other national defence | 4 080 € |
| 10.2024 | Kaitseliit | Operating costs | Other national defence | 843 € |
| 10.2024 | Haljala Vallavalitsus | Operating costs | Municipal government | 188 € |
| 08.2024 | Tartu Rakenduslik Kolledž | Operating costs | Vocational education | 50 € |
| 06.2024 | Kaitseliit | Operating costs | Other national defence | 2 223 € |
| 05.2024 | Kaitseliit | Operating costs | Other national defence | 2 586 € |
| 03.2024 | Kaitseliit | Operating costs | Other national defence | 425 € |
| 02.2024 | Tallinna Lasnamäe Mehaanikakool | Operating costs | Vocational education | 400 € |
| 02.2024 | Tartu Linnavalitsus | Operating costs | Other economic affairs (incl. administration) | 15 € |
| 01.2024 | Tallinna Tehnikakõrgkool | Operating costs | Tertiary education | 400 € |
| 01.2024 | Rakvere Ametikool | Operating costs | Vocational education | 400 € |
| 01.2024 | Vana-Vigala Tehnika- ja Teeninduskool | Operating costs | Vocational education | 400 € |
| 01.2024 | Tallinna Tööstushariduskeskus | Operating costs | Vocational education | 400 € |
| 01.2024 | Viljandi Kutseõppekeskus | Operating costs | Vocational education | 400 € |
| 01.2024 | Tartu Rakenduslik Kolledž | Operating costs | Vocational education | 400 € |
| 11.2023 | AS Tallinna Linnatransport | Operating costs | Public transport organisation | 173 € |
| 10.2023 | Kaitsevägi | Operating costs | Military defence | 2 880 € |
| 10.2023 | Kaitseliit | Operating costs | Other national defence | 1 295 € |
| 08.2023 | Kaitseliit | Operating costs | Other national defence | 4 259 € |
| 05.2023 | Kaitseliit | Operating costs | Other national defence | 1 086 € |
| 05.2023 | Tartu Noorsootöö Keskus | Operating costs | Youth work and youth centres | 15 € |
| 04.2023 | Kaitseliit | Operating costs | Other national defence | 585 € |
| 02.2023 | Tallinna Lasnamäe Mehaanikakool | Operating costs | Vocational education | 380 € |
| 02.2023 | Tallinna Tehnikakõrgkool | Operating costs | Tertiary education | 380 € |
| 02.2023 | Tartu Rakenduslik Kolledž | Operating costs | Vocational education | 380 € |
| 02.2023 | SA Rannarahva Muuseum | Operating costs | Museums | 311 € |
| 01.2023 | Kaitseliit | Operating costs | Other national defence | 4 750 € |
| 01.2023 | Rakvere Ametikool | Operating costs | Vocational education | 380 € |
| 01.2023 | Vana-Vigala Tehnika- ja Teeninduskool | Operating costs | Vocational education | 380 € |
| 01.2023 | Tallinna Tööstushariduskeskus | Operating costs | Vocational education | 380 € |
| 01.2023 | Viljandi Kutseõppekeskus | Operating costs | Vocational education | 380 € |
| 01.2023 | Lääne-Harju Vallavalitsus | Operating costs | Municipal government | 15 € |
Riigi Tugiteenuste Keskus, Saldo makseandmikud
Holdings in other companies
0
No holdings in other companies
Companies linked via the board
5
Eesti Kindlustusseltside LiitAndres Piirsalu, Ergo Tars, Lauri Potsepp, Tuuli Pärenson922 k €ABär&Sons OÜTuuli Pärenson12 631 €AMittetulundusühing SAVIRANNA TEHNOVÕRGUDAndres Piirsalu7 350 €ALiivimaa Vennaskonna sihtasutusAndres Piirsalu1 200 €AO-ja Consulting OÜTuuli Pärenson0 €BB
Sorted by revenue (latest report or 4 quarters).
Top 20 in activity: Non-life insurance
18
| # | Company | Revenue |
|---|---|---|
| 1 | If P&C Insurance AS | 250,6 m € |
| 2 | Swedbank P&C Insurance AS | 232,5 m € |
| 3 | ERGO Insurance SE | 80,6 m € |
| 4 | AS LHV Kindlustus | 41,1 m € |
| 5 | Salva Kindlustuse AS | 31,4 m € |
| 6 | Elama Kindlustus AS | 9,4 m € |
| 7 | mittetulundusühing Eesti Liikluskindlustuse Fond | 6,2 m € |
| 8 | AB “Lietuvos draudimas“ Eesti filiaal | 3,1 m € |
| 9 | Aktsiaselts KredEx Krediidikindlustus | 1,7 m € |
| 10 | Compensa Vienna Insurance Group, ADB Eesti filiaal | 1,5 m € |
| 11 | Coop Kindlustusmaakler AS | 977 k € |
| 12 | Fix Kindlustusmaakler OÜ | 808 k € |
| 13 | EASY ASSISTANCE ESTONIA OÜ | 430 k € |
| 14 | Akciné draudimo bendrové "Gjensidige " Eesti filiaal | 384 k € |
| 15 | Balcia Insurance SE Eesti filiaal | 274 k € |
| 16 | Aleks Kindlustus OÜ | 20 322 € |
| 17 | Novell Reisibüroo OÜ | 2 246 € |
| 18 | osaühing Unix-V | 81 € |
Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity
Domains
1 records
Domains
| Domain | Source |
|---|---|
| lkf.ee | Business Register |
History and notices
28
| Date | Type | Content |
|---|---|---|
| 02.09.2026 | Entry | Amendment entry |
| 15.06.2026 | Entry | Amendment entry |
| 28.09.2025 | Entry | Amendment entry |
| 01.09.2025 | Entry | Amendment entry |
| 27.12.2023 | Entry | Amendment entry |
| 22.12.2023 | Order to remedy deficiencies | Amendment entry |
| 01.02.2023 | Entry | Amendment entry |
| 04.06.2021 | Entry | Amendment entry |
| 25.05.2018 | Entry | Amendment entry |
| 18.05.2018 | Order to remedy deficiencies | Amendment entry |
| 08.11.2017 | Entry | Amendment entry |
| 16.06.2017 | Administrative order | |
| 16.09.2016 | Entry | Amendment entry |
| 21.05.2014 | Entry | Amendment entry |
| 15.05.2014 | Majandusaasta aruande puuduste kõrvaldamise määrus | |
| 19.09.2013 | Entry | Amendment entry |
| 03.06.2013 | Entry | Amendment entry |
| 20.06.2012 | Entry | Amendment entry |
| 20.10.2011 | Entry | Muutmiskanne ÄS § 525 lg 2 alusel |
| 18.05.2011 | Entry | Amendment entry |
| 13.10.2010 | Entry | Amendment entry |
| 26.10.2007 | Entry | Amendment entry |
| 13.06.2007 | Entry | Amendment entry |
| 27.04.2007 | Entry | Amendment entry |
| 24.04.2007 | Entry | Amendment entry |
| 12.04.2007 | Kättetoimetatav puuduste kõrvaldamise määrus | Amendment entry |
| 31.05.2006 | Entry | Amendment entry |
| 22.06.2004 | Jaatav kandeotsus | First entry |