AS LHV Kindlustus
- Registry code
- 14973611
- VAT number
- EE100530247
- Address
- Harju maakond, Tallinn, Kesklinna linnaosa, Tartu mnt 2, 10145
- Registered
- 18.05.2020 · 6 yrs
- Activity
- Non-life insurance 65121
- Capital
- 8 000 000 €
- k•••@l•••.eeLog in to see
- LEI
- 254900MBQTBOMPBFJN15 ISSUED
- No tax debt
- No enforcement proceedings (12 months)
- No payment orders (12 months)
- No bankruptcy or liquidation
- No sanctions
- Report filed (2025)
- VAT registered
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Board and owners
3 persons
| Board 2 | ||
|---|---|---|
| Martti-Sten Merilai1 companyno tax debt | Personal ID ↗ | 25.11.2022 |
| Taavi Lehemaa3 companiesno tax debt | Personal ID ↗ | 12.12.2023 |
| Other persons 1 | ||
| Nasdaq CSD SE1983 companies149 with tax debt40 bankruptShare register keeper | Personal ID ↗ | 18.05.2020 |
| Beneficial owners 1 | ||
| Mihkel Torim3 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member | 19.09.2025 | |
Business Register open data
Quarterly taxes and revenue
2026 Q2
2026 Q2. Wage is estimated from employment taxes.
| Quarter | Revenue | Change y/y | Labour taxes | State taxes | Employees |
|---|---|---|---|---|---|
| 2026 Q2 | 122 626 € | ▼ 20% | 387 985 € | 388 296 € | 65 |
| 2026 Q1 | 222 068 € | ▲ 27% | 420 303 € | 462 107 € | 64 |
| 2025 Q4 | 170 293 € | ▲ 52% | 385 683 € | 401 914 € | 55 |
| 2025 Q3 | 129 189 € | ▲ 29% | 405 527 € | 403 837 € | 53 |
| 2025 Q2 | 153 876 € | ▲ 265% | 383 033 € | 390 138 € | 55 |
| 2025 Q1 | 175 479 € | ▲ 88% | 392 182 € | 408 730 € | 55 |
| 2024 Q4 | 112 258 € | ▲ 12% | 344 837 € | 350 675 € | 58 |
| 2024 Q3 | 100 153 € | ▲ 69% | 343 458 € | 343 852 € | 58 |
| 2024 Q2 | 42 188 € | ▼ 51% | 332 251 € | 321 292 € | 59 |
| 2024 Q1 | 93 524 € | ▲ 66% | 320 899 € | 324 943 € | 56 |
| 2023 Q4 | 100 613 € | ▲ 150% | 266 443 € | 271 708 € | 53 |
| 2023 Q3 | 59 361 € | ▲ 67% | 303 767 € | 298 170 € | 48 |
Show full history (18 quarters)
| 2023 Q2 | 85 603 € | ▲ 301% | 239 051 € | 241 974 € | 45 |
| 2023 Q1 | 56 391 € | ▲ 418% | 246 381 € | 247 284 € | 41 |
| 2022 Q4 | 40 200 € | 206 150 € | 204 659 € | 39 | |
| 2022 Q3 | 35 590 € | 178 769 € | 175 437 € | 33 | |
| 2022 Q2 | 21 352 € | 168 833 € | 163 453 € | 34 | |
| 2022 Q1 | 10 882 € | 156 910 € | 151 901 € | 31 |
Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0
Annual reports
5 yr
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Sales revenue | 41,1 m € | ▲ 17% | 35,0 m € | ▲ 34% | 26,0 m € | ▲ 52% | 17,1 m € | ▲ 688% | 2,2 m € |
| Profit | 2,5 m € | ▲ 110% | 1,2 m € | ▲ 293% | 305 k € | — | -823 k € | ||
| Profit margin | 6,1% | 3,4% | 1,2% | — | -37,8% | ||||
| Retained earnings | -1,6 m € | ▲ 46% | -2,9 m € | ▲ 11% | -3,3 m € | — | -551 k € | ||
| Cash | 6,8 m € | ▼ 16% | 8,1 m € | ▼ 15% | 9,5 m € | — | 9,4 m € | ||
| Current assets | 27,7 m € | ▲ 17% | 23,7 m € | ▲ 20% | 19,7 m € | — | 13,3 m € | ||
| Fixed assets | 932 k € | ▼ 58% | 2,2 m € | ▲ 4% | 2,2 m € | — | 1,5 m € | ||
| Assets | 28,6 m € | ▲ 10% | 25,9 m € | ▲ 19% | 21,8 m € | ▼ 27% | 29,9 m € | ▲ 101% | 14,9 m € |
| Equity | 9,1 m € | ▲ 40% | 6,5 m € | ▲ 24% | 5,2 m € | — | 6,6 m € | ||
| Employees | 57 | ▼ 5% | 60 | ▲ 18% | 51 | ▲ 31% | 39 | ▲ 34% | 29 |
| Filed | 27.03.2026 | 30.04.2025 | 15.05.2024 | 30.04.2023 | 26.04.2022 | ||||
| Report | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ |
▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0
Revenue by activity
2025
| Activity | EMTAK | Sales revenue | Osa |
|---|---|---|---|
| Non-life insurance main activity | 65121 | 41 080 547 € | 100% |
2025 annual report, RIK open data
Real estate
e-kinnistusraamat
Loading properties…
Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data
Debts and court cases
clean
Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.
Enforcement, payment orders and notices
clean
Official Announcements contain no enforcement, payment order or tax authority notices about the company.
Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.
State: transactions, tenders, grants
374 tuh € makseid · 28 tenders
Transactions with state institutions
Largest payers
| Tartu Linnavalitsus | 130 827 € |
| Päästeamet | 111 796 € |
| Lääne-Nigula Vallavalitsus | 20 603 € |
| Põlva Vallavalitsus | 15 196 € |
| Transpordiamet | 13 140 € |
All payments by month
| Month | Payer | Type | Field | Amount |
|---|---|---|---|---|
| 08.2026 | Lääne-Nigula Vallavalitsus | Operating costs | Municipal government | 10 118 € |
| 08.2026 | Võru Vallavalitsus | Operating costs | School transport | 688 € |
| 08.2026 | OÜ Lääne-Nigula Hooldekodud | Operating costs | General care services outside the home | 472 € |
| 08.2026 | Transpordiamet | Operating costs | Road transport | 148 € |
| 07.2026 | Väike-Maarja Vallavalitsus | Operating costs | Kommunaalmajanduse arendamine | 2 483 € |
| 07.2026 | Võru Vallavalitsus | Operating costs | Other economic affairs (incl. administration) | 298 € |
| 07.2026 | SA Eesti Noorsooteater | Operating costs | Theatres | 152 € |
| 06.2026 | Päästeamet | Operating costs | Rescue services | 53 620 € |
| 06.2026 | Järvamaa Rakenduslik Kolledž | Operating costs | Vocational education | 128 € |
| 05.2026 | Valgamaa Kutseõppekeskus | Operating costs | Vocational education | 325 € |
| 04.2026 | Transpordiamet | Operating costs | Road transport | 12 992 € |
| 04.2026 | Väike-Maarja Vallavalitsus | Operating costs | Kommunaalmajanduse arendamine | 2 483 € |
| 04.2026 | SA Eesti Noorsooteater | Operating costs | Theatres | 152 € |
| 03.2026 | Võru Vallavalitsus | Operating costs | Basic and general secondary education | 6 669 € |
| 02.2026 | Rahvusarhiiv | Operating costs | Other general services | 310 € |
| 02.2026 | Päästeamet | Operating costs | Rescue services | 296 € |
| 01.2026 | Tartu Linnavalitsus | Operating costs | Other economic affairs (incl. administration) | 130 000 € |
| 01.2026 | Väike-Maarja Vallavalitsus | Operating costs | Kommunaalmajanduse arendamine | 2 483 € |
| 01.2026 | SA Eesti Noorsooteater | Operating costs | Theatres | 152 € |
| 12.2025 | Päästeamet | Operating costs | Rescue services | 57 880 € |
| 12.2025 | Eesti Töötukassa | Operating costs | Social protection of the unemployed | 1 780 € |
| 12.2025 | Räpina Aianduskool | Operating costs | Vocational education | 194 € |
| 11.2025 | Eesti Geoloogiateenistus | Operating costs | R&D in environmental protection | 129 € |
| 10.2025 | Saue Vallavalitsus | Other operating expenses | Municipal government | 897 € |
| 10.2025 | SA Eesti Noorsooteater | Operating costs | Theatres | 152 € |
| 10.2025 | Viimsi Vallavalitsus | Operating costs | Other housing and communal services | 112 € |
| 09.2025 | Eesti Merekool | Operating costs | Vocational education | 257 € |
| 09.2025 | Lääne-Nigula Vallavalitsus | Operating costs | Street lighting | 180 € |
| 09.2025 | Raplamaa Rakenduslik Kolledž | Operating costs | Vocational education | 128 € |
| 08.2025 | Lääne-Nigula Vallavalitsus | Operating costs | Municipal government | 10 304 € |
| 08.2025 | OÜ Lääne-Nigula Hooldekodud | Operating costs | General care services outside the home | 524 € |
| 08.2025 | Tallinna Polütehnikum | Operating costs | Vocational education | 194 € |
| 07.2025 | SA Eesti Noorsooteater | Operating costs | Theatres | 169 € |
| 06.2025 | Järvamaa Rakenduslik Kolledž | Operating costs | Vocational education | 8 084 € |
| 06.2025 | Olustvere Teenindus- ja Maamajanduskool | Operating costs | Vocational education | 6 569 € |
| 06.2025 | Luua Metsanduskool | Operating costs | Vocational education | 5 790 € |
| 06.2025 | Viljandi Kutseõppekeskus | Operating costs | Vocational education | 3 427 € |
| 06.2025 | Ida-Virumaa Kutsehariduskeskus | Operating costs | Vocational education | 3 365 € |
| 06.2025 | Räpina Aianduskool | Operating costs | Vocational education | 2 124 € |
| 06.2025 | Valgamaa Kutseõppekeskus | Operating costs | Vocational education | 1 993 € |
| 06.2025 | Raplamaa Rakenduslik Kolledž | Operating costs | Vocational education | 1 920 € |
| 06.2025 | Porkuni Kool | Operating costs | Basic and general secondary education | 1 774 € |
| 06.2025 | Tallinna Tehnikakõrgkool | Operating costs | Tertiary education | 1 591 € |
| 06.2025 | Tallinna Tööstushariduskeskus | Operating costs | Vocational education | 1 391 € |
| 06.2025 | Kammeri Kool | Operating costs | Basic and general secondary education | 1 351 € |
| 06.2025 | Astangu Kutserehabilitatsiooni Keskus | Operating costs | Other social protection of disabled persons | 1 303 € |
| 06.2025 | HARIDUS- JA TEADUSMINISTEERIUM | Operating costs | Other education, incl. administration | 1 238 € |
| 06.2025 | Noarootsi Gümnaasium | Operating costs | Basic and general secondary education | 1 145 € |
| 06.2025 | Võrumaa Haridus- ja Tehnoloogiakeskus | Operating costs | Vocational education | 1 074 € |
| 06.2025 | Maarjamaa Hariduskolleegium | Operating costs | Basic and general secondary education | 1 025 € |
| 06.2025 | Eesti Lennuakadeemia | Operating costs | Tertiary education | 976 € |
| 06.2025 | Rahvusarhiiv | Operating costs | Other general services | 802 € |
| 06.2025 | Tallinna Ehituskool | Operating costs | Vocational education | 740 € |
| 06.2025 | Tallinna Tehnoloogiakolledž | Operating costs | Vocational education | 688 € |
| 06.2025 | Pärnu Hariduskeskus | Operating costs | Vocational education | 687 € |
| 06.2025 | Haapsalu Viigi Kool | Operating costs | Basic and general secondary education | 631 € |
| 06.2025 | Kõrgem Kunstikool Pallas | Operating costs | Tertiary education | 519 € |
| 06.2025 | Haapsalu Kutsehariduskeskus | Operating costs | Vocational education | 500 € |
| 06.2025 | Kuressaare Ametikool | Operating costs | Vocational education | 454 € |
| 06.2025 | Majandus- ja Teeninduskolledž | Operating costs | Vocational education | 452 € |
| 06.2025 | Raikküla Kool | Operating costs | Basic and general secondary education | 354 € |
| 06.2025 | Kiigemetsa Kool | Operating costs | Basic and general secondary education | 307 € |
| 06.2025 | Hiiumaa Ametikool | Operating costs | Vocational education | 306 € |
| 06.2025 | Ahtme Kool | Operating costs | Basic and general secondary education | 301 € |
| 06.2025 | Valga Jaanikese Kool | Operating costs | Basic and general secondary education | 301 € |
| 06.2025 | Urvaste Kool | Operating costs | Basic and general secondary education | 284 € |
| 06.2025 | Tartu Tähtvere Riigikool | Operating costs | Basic and general secondary education | 283 € |
| 06.2025 | Vana-Vigala Tehnika- ja Teeninduskool | Operating costs | Vocational education | 262 € |
| 06.2025 | Tallinna Polütehnikum | Operating costs | Vocational education | 244 € |
| 06.2025 | Rakvere Ametikool | Operating costs | Vocational education | 166 € |
| 06.2025 | Eesti Merekool | Operating costs | Vocational education | 153 € |
| 05.2025 | Narva-Jõesuu Linnavalitsus | Operating costs | Other social protection of the elderly | 111 € |
| 04.2025 | SA Eesti Noorsooteater | Operating costs | Theatres | 169 € |
| 02.2025 | Tartu Linnavalitsus | Other operating expenses | Elamumajanduse arendamine | 827 € |
| 01.2025 | SA Eesti Noorsooteater | Operating costs | Theatres | 169 € |
| 11.2024 | Eesti Geoloogiateenistus | Operating costs | R&D in environmental protection | 264 € |
| 10.2024 | Tallinna Keskkonna- ja Kommunaalamet | Operating costs | Road transport | 1 449 € |
| 10.2024 | SA Eesti Noorsooteater | Operating costs | Theatres | 169 € |
| 10.2024 | Viimsi Vallavalitsus | Operating costs | Other housing and communal services | 123 € |
| 09.2024 | Tallinna Keskkonna- ja Kommunaalamet | Operating costs | Road transport | 1 340 € |
| 08.2024 | Põlva Vallavalitsus | Other operating expenses | Municipal government | 15 196 € |
| 08.2024 | Haridus- ja Noorteamet | Operating costs | Other education, incl. administration | 152 € |
| 07.2024 | SA Eesti Noorsooteater | Operating costs | Theatres | 160 € |
| 07.2024 | Tartu Ülikool | Operating costs | Tertiary education | 150 € |
| 04.2024 | SA Eesti Noorsooteater | Operating costs | Theatres | 160 € |
| 01.2024 | SA Eesti Noorsooteater | Operating costs | Theatres | 160 € |
| 11.2023 | Tallinna Linnavaraamet | Other operating expenses | Elamumajanduse arendamine | 640 € |
| 10.2023 | Viimsi Vallavalitsus | Operating costs | Other housing and communal services | 471 € |
| 10.2023 | Tallinna Keskkonna- ja Kommunaalamet | Other operating expenses | Road transport | 356 € |
| 10.2023 | SA Eesti Noorsooteater | Operating costs | Theatres | 160 € |
| 09.2023 | Kohtla-Järve Linnavalitsus | Operating costs | Other housing and communal services | 221 € |
| 09.2023 | Haridus- ja Noorteamet | Operating costs | Other education, incl. administration | 145 € |
| 07.2023 | SA Eesti Noorsooteater | Operating costs | Theatres | 123 € |
| 04.2023 | SA Eesti Noorsooteater | Operating costs | Theatres | 123 € |
| 01.2023 | SA Eesti Noorsooteater | Operating costs | Theatres | 123 € |
Riigi Tugiteenuste Keskus, Saldo makseandmikud
Public procurement contracts
| Date | Contracting authority | Tender | Amount |
|---|---|---|---|
| 11.09.2026 | Põllumajandus- ja Toiduamet | Procurement contract | 299 970 € |
| 31.08.2026 | OÜ Rail Baltic Estonia | TERVISEKINDLUSTUSE RAAMLEPING | 80 000 € |
| 13.07.2026 | Lääne-Nigula Vallavalitsus | Procurement contract | 10 590 € |
| 28.04.2026 | Riigi Infosüsteemi Amet | Procurement contract | 130 000 € |
| 11.04.2026 | Põllumajanduse Registrite ja Informatsiooni Amet | Hankeleping nr 306933 | 51 200 € |
| 25.03.2026 | Siseministeerium | Raamleping - töötajate täiendav tervisekindlustus | 72 000 € |
| 23.03.2026 | Lääne-Harju Vallavalitsus | Service contract | 56 000 € |
| 10.03.2026 | Aktsiaselts Tallinna Hambakliinik | Procurement contract | 32 000 € |
| 20.02.2026 | Võru Vallavalitsus | Poliisid kaskokindlustus | 6 669 € |
| 17.02.2026 | AKTSIASELTS TALLINNA VESI | Service contract | |
| 04.02.2026 | Riigi Info- ja Kommunikatsioonitehnoloogia Keskus | Procurement contract | 53 265 € |
| 26.01.2026 | Riigi Tugiteenuste Keskus | Tööandja tervisekindlustus Maa- ja Ruumiameti töötajatele | 80 000 € |
| 02.01.2026 | Riigi Kaitseinvesteeringute Keskus | Hankeleping "CR14 tervisekindlustus" (300599) | 125 000 € |
| 31.12.2025 | Aktsiaselts Metrosert | Terviselahenduse kindlustuspoliis | 25 400 € |
| 30.12.2025 | Väike-Maarja Vallavalitsus | Framework agreement | 29 793 € |
| 19.12.2025 | Eesti Pank | Procurement contract | 54 870 € |
| 09.11.2025 | Päästeamet | RL_AS LHV Kindlustus_Sõidukite liikluskindlustuse teenuse tellimine | 380 000 € |
| 24.10.2025 | Tartu Linnavalitsus | Kindlustusleping | 345 000 € |
| 13.10.2025 | Ettevõtluse ja Innovatsiooni Sihtasutus | HNR250428 - Tööandja tervisekindlustus | 70 000 € |
| 14.07.2025 | Lääne-Nigula Vallavalitsus | Procurement contract | 10 900 € |
| 27.05.2025 | Aktsiaselts Tallinna Lennujaam | TLL- LHV Kindlustus TL_H_0897 Osa 2 Kasko | 17 808 € |
| 14.05.2025 | Haridus- ja Teadusministeerium | Hankeleping (kaskokindlustus) | 15 485 € |
| 25.04.2025 | Riigi Infosüsteemi Amet | Procurement contract | 90 000 € |
| 16.04.2025 | Lääne-Harju Vallavalitsus | Service contract | 56 000 € |
| 11.04.2025 | Põllumajanduse Registrite ja Informatsiooni Amet | Hankeleping nr 291356 | 56 000 € |
| 04.03.2025 | Sihtasutus Tallinna Hambakliinik | hankeleping | 32 000 € |
| 31.01.2025 | Riigi Info- ja Kommunikatsioonitehnoloogia Keskus | Tööandja tervisekindlustus kindlustuspoliis | 50 000 € |
| 01.01.2025 | Aktsiaselts Metrosert | Confido Terviselahenduse kindlustuspoliis | 20 600 € |
Public Procurement Register
Holdings in other companies
0
No holdings in other companies
Companies linked via the board
60
Sorted by revenue (latest report or 4 quarters).
Top 20 in activity: Non-life insurance
18
| # | Company | Revenue |
|---|---|---|
| 1 | If P&C Insurance AS | 250,6 m € |
| 2 | Swedbank P&C Insurance AS | 232,5 m € |
| 3 | ERGO Insurance SE | 80,6 m € |
| 4 | AS LHV Kindlustus | 41,1 m € |
| 5 | Salva Kindlustuse AS | 31,4 m € |
| 6 | Elama Kindlustus AS | 9,4 m € |
| 7 | mittetulundusühing Eesti Liikluskindlustuse Fond | 6,2 m € |
| 8 | AB “Lietuvos draudimas“ Eesti filiaal | 3,1 m € |
| 9 | Aktsiaselts KredEx Krediidikindlustus | 1,7 m € |
| 10 | Compensa Vienna Insurance Group, ADB Eesti filiaal | 1,5 m € |
| 11 | Coop Kindlustusmaakler AS | 977 k € |
| 12 | Fix Kindlustusmaakler OÜ | 808 k € |
| 13 | EASY ASSISTANCE ESTONIA OÜ | 430 k € |
| 14 | Akciné draudimo bendrové "Gjensidige " Eesti filiaal | 384 k € |
| 15 | Balcia Insurance SE Eesti filiaal | 274 k € |
| 16 | Aleks Kindlustus OÜ | 20 322 € |
| 17 | Novell Reisibüroo OÜ | 2 246 € |
| 18 | osaühing Unix-V | 81 € |
Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity
Licences, pledges, domains
No data
History and notices
12
| Date | Type | Content |
|---|---|---|
| 08.05.2024 | Majandusaasta aruande puuduste kõrvaldamise määrus | |
| 05.03.2024 | Entry | Muutmiskanne TsMS § 595¹ lg 1 alusel |
| 12.12.2023 | Entry | Amendment entry |
| 03.07.2023 | Entry | Amendment entry |
| 25.11.2022 | Entry | Amendment entry |
| 03.10.2022 | Entry | Amendment entry |
| 11.12.2020 | Entry | Amendment entry |
| 03.11.2020 | Entry | Amendment entry |
| 02.09.2020 | Entry | Amendment entry |
| 02.09.2020 | Order to remedy deficiencies | Amendment entry |
| 01.09.2020 | Entry | Amendment entry |
| 18.05.2020 | Entry | First entry |