ETENRU
RegisteredHarju County
Firmo Kasvuliider 2025müügitulu 2022 → 2025: 17,1 mln € → 41,1 mln € (+140%) · kasumis · no tax debtVarem: 2024
Registry code
14973611
VAT number
EE100530247
Address
Harju maakond, Tallinn, Kesklinna linnaosa, Tartu mnt 2, 10145
Registered
18.05.2020 · 6 yrs
Activity
Non-life insurance 65121
Capital
8 000 000 €
Email
k•••@l•••.eeLog in to see
LEI
254900MBQTBOMPBFJN15 ISSUED
Business Register 06.10.2026
Sales revenue41,1 m €+17%2025 annual report
Profit2,5 m €2025 annual report
Employees65Tax Board 2026 Q2
Average gross salary3 901 €estimate, Tax Board 2026 Q2
Labour taxes per quarter388 k €Tax Board 2026 Q2
Cash6,8 m €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 06.10.2026
Revenue 12 months644 k €+19%Tax Board, last 4 quarters
State taxes 12 months1,7 m €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Turnover by quarter · latest 123 tuh €
100 k112 k175 k154 k129 k170 k222 k123 k
III 24IV 24I 25II 25III 25IV 25I 26II 26
Chart ↓
Firmo rating
AAA
Excellent, very low risk
95 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 06.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • VAT registered
Stability
RatingAA → BBB → BB → AAA
In tax debt0 days since 26.09.2026
Revenue 12 months▲ 19% vs a year earlier
Email right away on tax debt, bankruptcy or board change
Add the rating badge to your website

The badge code is available to this company's verified account: verification uses a code we send to the company email in the Business Register. The badge updates itself and cannot be bought. Read more

Data

Board and owners

3 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 2
Martti-Sten Merilai1 companyno tax debtPersonal ID ↗25.11.2022
Taavi Lehemaa3 companiesno tax debtPersonal ID ↗12.12.2023
Other persons 1
Nasdaq CSD SE1983 companies149 with tax debt40 bankruptShare register keeperPersonal ID ↗18.05.2020
Beneficial owners 1
Mihkel Torim3 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member19.09.2025

Business Register open data

Quarterly taxes and revenue

2026 Q2
State taxes / revenue316,7%
Labour taxes / revenue316,4%
Revenue per employee per month629 €
Gross salary (estimate)3 901 €
Net salary (estimate)3 087 €

2026 Q2. Wage is estimated from employment taxes.

Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q2122 626 €▼ 20%387 985 €388 296 €65
2026 Q1222 068 €▲ 27%420 303 €462 107 €64
2025 Q4170 293 €▲ 52%385 683 €401 914 €55
2025 Q3129 189 €▲ 29%405 527 €403 837 €53
2025 Q2153 876 €▲ 265%383 033 €390 138 €55
2025 Q1175 479 €▲ 88%392 182 €408 730 €55
2024 Q4112 258 €▲ 12%344 837 €350 675 €58
2024 Q3100 153 €▲ 69%343 458 €343 852 €58
2024 Q242 188 €▼ 51%332 251 €321 292 €59
2024 Q193 524 €▲ 66%320 899 €324 943 €56
2023 Q4100 613 €▲ 150%266 443 €271 708 €53
2023 Q359 361 €▲ 67%303 767 €298 170 €48
Show full history (18 quarters)
2023 Q285 603 €▲ 301%239 051 €241 974 €45
2023 Q156 391 €▲ 418%246 381 €247 284 €41
2022 Q440 200 €206 150 €204 659 €39
2022 Q335 590 €178 769 €175 437 €33
2022 Q221 352 €168 833 €163 453 €34
2022 Q110 882 €156 910 €151 901 €31

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue41,1 m €▲ 17%35,0 m €▲ 34%26,0 m €▲ 52%17,1 m €▲ 688%2,2 m €
Profit2,5 m €▲ 110%1,2 m €▲ 293%305 k €—-823 k €
Profit margin6,1%3,4%1,2%—-37,8%
Retained earnings-1,6 m €▲ 46%-2,9 m €▲ 11%-3,3 m €—-551 k €
Cash6,8 m €▼ 16%8,1 m €▼ 15%9,5 m €—9,4 m €
Current assets27,7 m €▲ 17%23,7 m €▲ 20%19,7 m €—13,3 m €
Fixed assets932 k €▼ 58%2,2 m €▲ 4%2,2 m €—1,5 m €
Assets28,6 m €▲ 10%25,9 m €▲ 19%21,8 m €▼ 27%29,9 m €▲ 101%14,9 m €
Equity9,1 m €▲ 40%6,5 m €▲ 24%5,2 m €—6,6 m €
Employees57▼ 5%60▲ 18%51▲ 31%39▲ 34%29
Filed27.03.202630.04.202515.05.202430.04.202326.04.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Non-life insurance main activity6512141 080 547 €100%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

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Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 06.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

374 tuh € makseid · 28 tenders

Transactions with state institutions

2026224 k €
2025129 k €
202419 324 €
20232 363 €

Largest payers

Tartu Linnavalitsus130 827 €
Päästeamet111 796 €
Lääne-Nigula Vallavalitsus20 603 €
Põlva Vallavalitsus15 196 €
Transpordiamet13 140 €
All payments by month
MonthPayerTypeFieldAmount
08.2026Lääne-Nigula VallavalitsusOperating costsMunicipal government10 118 €
08.2026Võru VallavalitsusOperating costsSchool transport688 €
08.2026OÜ Lääne-Nigula HooldekodudOperating costsGeneral care services outside the home472 €
08.2026TranspordiametOperating costsRoad transport148 €
07.2026Väike-Maarja VallavalitsusOperating costsKommunaalmajanduse arendamine2 483 €
07.2026Võru VallavalitsusOperating costsOther economic affairs (incl. administration)298 €
07.2026SA Eesti NoorsooteaterOperating costsTheatres152 €
06.2026PäästeametOperating costsRescue services53 620 €
06.2026Järvamaa Rakenduslik KolledžOperating costsVocational education128 €
05.2026Valgamaa KutseõppekeskusOperating costsVocational education325 €
04.2026TranspordiametOperating costsRoad transport12 992 €
04.2026Väike-Maarja VallavalitsusOperating costsKommunaalmajanduse arendamine2 483 €
04.2026SA Eesti NoorsooteaterOperating costsTheatres152 €
03.2026Võru VallavalitsusOperating costsBasic and general secondary education6 669 €
02.2026RahvusarhiivOperating costsOther general services310 €
02.2026PäästeametOperating costsRescue services296 €
01.2026Tartu LinnavalitsusOperating costsOther economic affairs (incl. administration)130 000 €
01.2026Väike-Maarja VallavalitsusOperating costsKommunaalmajanduse arendamine2 483 €
01.2026SA Eesti NoorsooteaterOperating costsTheatres152 €
12.2025PäästeametOperating costsRescue services57 880 €
12.2025Eesti TöötukassaOperating costsSocial protection of the unemployed1 780 €
12.2025Räpina AianduskoolOperating costsVocational education194 €
11.2025Eesti GeoloogiateenistusOperating costsR&D in environmental protection129 €
10.2025Saue VallavalitsusOther operating expensesMunicipal government897 €
10.2025SA Eesti NoorsooteaterOperating costsTheatres152 €
10.2025Viimsi VallavalitsusOperating costsOther housing and communal services112 €
09.2025Eesti MerekoolOperating costsVocational education257 €
09.2025Lääne-Nigula VallavalitsusOperating costsStreet lighting180 €
09.2025Raplamaa Rakenduslik KolledžOperating costsVocational education128 €
08.2025Lääne-Nigula VallavalitsusOperating costsMunicipal government10 304 €
08.2025OÜ Lääne-Nigula HooldekodudOperating costsGeneral care services outside the home524 €
08.2025Tallinna PolütehnikumOperating costsVocational education194 €
07.2025SA Eesti NoorsooteaterOperating costsTheatres169 €
06.2025Järvamaa Rakenduslik KolledžOperating costsVocational education8 084 €
06.2025Olustvere Teenindus- ja MaamajanduskoolOperating costsVocational education6 569 €
06.2025Luua MetsanduskoolOperating costsVocational education5 790 €
06.2025Viljandi KutseõppekeskusOperating costsVocational education3 427 €
06.2025Ida-Virumaa KutsehariduskeskusOperating costsVocational education3 365 €
06.2025Räpina AianduskoolOperating costsVocational education2 124 €
06.2025Valgamaa KutseõppekeskusOperating costsVocational education1 993 €
06.2025Raplamaa Rakenduslik KolledžOperating costsVocational education1 920 €
06.2025Porkuni KoolOperating costsBasic and general secondary education1 774 €
06.2025Tallinna TehnikakõrgkoolOperating costsTertiary education1 591 €
06.2025Tallinna TööstushariduskeskusOperating costsVocational education1 391 €
06.2025Kammeri KoolOperating costsBasic and general secondary education1 351 €
06.2025Astangu Kutserehabilitatsiooni KeskusOperating costsOther social protection of disabled persons1 303 €
06.2025HARIDUS- JA TEADUSMINISTEERIUMOperating costsOther education, incl. administration1 238 €
06.2025Noarootsi GümnaasiumOperating costsBasic and general secondary education1 145 €
06.2025Võrumaa Haridus- ja TehnoloogiakeskusOperating costsVocational education1 074 €
06.2025Maarjamaa HariduskolleegiumOperating costsBasic and general secondary education1 025 €
06.2025Eesti LennuakadeemiaOperating costsTertiary education976 €
06.2025RahvusarhiivOperating costsOther general services802 €
06.2025Tallinna EhituskoolOperating costsVocational education740 €
06.2025Tallinna TehnoloogiakolledžOperating costsVocational education688 €
06.2025Pärnu HariduskeskusOperating costsVocational education687 €
06.2025Haapsalu Viigi KoolOperating costsBasic and general secondary education631 €
06.2025Kõrgem Kunstikool PallasOperating costsTertiary education519 €
06.2025Haapsalu KutsehariduskeskusOperating costsVocational education500 €
06.2025Kuressaare AmetikoolOperating costsVocational education454 €
06.2025Majandus- ja TeeninduskolledžOperating costsVocational education452 €
06.2025Raikküla KoolOperating costsBasic and general secondary education354 €
06.2025Kiigemetsa KoolOperating costsBasic and general secondary education307 €
06.2025Hiiumaa AmetikoolOperating costsVocational education306 €
06.2025Ahtme KoolOperating costsBasic and general secondary education301 €
06.2025Valga Jaanikese KoolOperating costsBasic and general secondary education301 €
06.2025Urvaste KoolOperating costsBasic and general secondary education284 €
06.2025Tartu Tähtvere RiigikoolOperating costsBasic and general secondary education283 €
06.2025Vana-Vigala Tehnika- ja TeeninduskoolOperating costsVocational education262 €
06.2025Tallinna PolütehnikumOperating costsVocational education244 €
06.2025Rakvere AmetikoolOperating costsVocational education166 €
06.2025Eesti MerekoolOperating costsVocational education153 €
05.2025Narva-Jõesuu LinnavalitsusOperating costsOther social protection of the elderly111 €
04.2025SA Eesti NoorsooteaterOperating costsTheatres169 €
02.2025Tartu LinnavalitsusOther operating expensesElamumajanduse arendamine827 €
01.2025SA Eesti NoorsooteaterOperating costsTheatres169 €
11.2024Eesti GeoloogiateenistusOperating costsR&D in environmental protection264 €
10.2024Tallinna Keskkonna- ja KommunaalametOperating costsRoad transport1 449 €
10.2024SA Eesti NoorsooteaterOperating costsTheatres169 €
10.2024Viimsi VallavalitsusOperating costsOther housing and communal services123 €
09.2024Tallinna Keskkonna- ja KommunaalametOperating costsRoad transport1 340 €
08.2024Põlva VallavalitsusOther operating expensesMunicipal government15 196 €
08.2024Haridus- ja NoorteametOperating costsOther education, incl. administration152 €
07.2024SA Eesti NoorsooteaterOperating costsTheatres160 €
07.2024Tartu ÜlikoolOperating costsTertiary education150 €
04.2024SA Eesti NoorsooteaterOperating costsTheatres160 €
01.2024SA Eesti NoorsooteaterOperating costsTheatres160 €
11.2023Tallinna LinnavaraametOther operating expensesElamumajanduse arendamine640 €
10.2023Viimsi VallavalitsusOperating costsOther housing and communal services471 €
10.2023Tallinna Keskkonna- ja KommunaalametOther operating expensesRoad transport356 €
10.2023SA Eesti NoorsooteaterOperating costsTheatres160 €
09.2023Kohtla-Järve LinnavalitsusOperating costsOther housing and communal services221 €
09.2023Haridus- ja NoorteametOperating costsOther education, incl. administration145 €
07.2023SA Eesti NoorsooteaterOperating costsTheatres123 €
04.2023SA Eesti NoorsooteaterOperating costsTheatres123 €
01.2023SA Eesti NoorsooteaterOperating costsTheatres123 €

Riigi Tugiteenuste Keskus, Saldo makseandmikud

Public procurement contracts

DateContracting authorityTenderAmount
11.09.2026Põllumajandus- ja ToiduametProcurement contract299 970 €
31.08.2026OÜ Rail Baltic EstoniaTERVISEKINDLUSTUSE RAAMLEPING80 000 €
13.07.2026Lääne-Nigula VallavalitsusProcurement contract10 590 €
28.04.2026Riigi Infosüsteemi AmetProcurement contract130 000 €
11.04.2026Põllumajanduse Registrite ja Informatsiooni AmetHankeleping nr 30693351 200 €
25.03.2026SiseministeeriumRaamleping - töötajate täiendav tervisekindlustus72 000 €
23.03.2026Lääne-Harju VallavalitsusService contract56 000 €
10.03.2026Aktsiaselts Tallinna HambakliinikProcurement contract32 000 €
20.02.2026Võru VallavalitsusPoliisid kaskokindlustus6 669 €
17.02.2026AKTSIASELTS TALLINNA VESIService contract
04.02.2026Riigi Info- ja Kommunikatsioonitehnoloogia KeskusProcurement contract53 265 €
26.01.2026Riigi Tugiteenuste KeskusTööandja tervisekindlustus Maa- ja Ruumiameti töötajatele80 000 €
02.01.2026Riigi Kaitseinvesteeringute KeskusHankeleping "CR14 tervisekindlustus" (300599)125 000 €
31.12.2025Aktsiaselts MetrosertTerviselahenduse kindlustuspoliis25 400 €
30.12.2025Väike-Maarja VallavalitsusFramework agreement29 793 €
19.12.2025Eesti PankProcurement contract54 870 €
09.11.2025PäästeametRL_AS LHV Kindlustus_Sõidukite liikluskindlustuse teenuse tellimine380 000 €
24.10.2025Tartu LinnavalitsusKindlustusleping345 000 €
13.10.2025Ettevõtluse ja Innovatsiooni SihtasutusHNR250428 - Tööandja tervisekindlustus70 000 €
14.07.2025Lääne-Nigula VallavalitsusProcurement contract10 900 €
27.05.2025Aktsiaselts Tallinna LennujaamTLL- LHV Kindlustus TL_H_0897 Osa 2 Kasko17 808 €
14.05.2025Haridus- ja TeadusministeeriumHankeleping (kaskokindlustus)15 485 €
25.04.2025Riigi Infosüsteemi AmetProcurement contract90 000 €
16.04.2025Lääne-Harju VallavalitsusService contract56 000 €
11.04.2025Põllumajanduse Registrite ja Informatsiooni AmetHankeleping nr 29135656 000 €
04.03.2025Sihtasutus Tallinna Hambakliinikhankeleping32 000 €
31.01.2025Riigi Info- ja Kommunikatsioonitehnoloogia KeskusTööandja tervisekindlustus kindlustuspoliis50 000 €
01.01.2025Aktsiaselts MetrosertConfido Terviselahenduse kindlustuspoliis20 600 €

Public Procurement Register

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

60
AS AlexelaNasdaq CSD SE555,0 m €BBEricsson Eesti AktsiaseltsNasdaq CSD SE416,6 m €AAAS SEB PankNasdaq CSD SE405,8 m €AAAktsiaselts METAPRINTNasdaq CSD SE85,8 m €AAAAS HANZA Mechanics TartuNasdaq CSD SE81,5 m €AAAERGO Insurance SENasdaq CSD SE80,6 m €AAAElke Tallinn ASNasdaq CSD SE62,0 m €AAAaktsiaselts ESTIKO - PLASTARNasdaq CSD SE48,2 m €AAAStockmann AktsiaseltsNasdaq CSD SE42,3 m €AAaktsiaselts PINUSNasdaq CSD SE29,6 m €AAAAktsiaselts BalbiinoNasdaq CSD SE29,5 m €AAAAktsiaselts Magnum VeterinaariaNasdaq CSD SE28,6 m €BBAktsiaselts KROONINGNasdaq CSD SE27,1 m €BInterchemie Werken De Adelaar Eesti aktsiaseltsNasdaq CSD SE25,5 m €BBBSchneider Electric Eesti ASNasdaq CSD SE24,9 m €BAktsiaselts TopautoNasdaq CSD SE21,6 m €AAAktsiaselts Lincona KonsultNasdaq CSD SE19,2 m €AAAAS All Media EestiNasdaq CSD SE17,2 m €AAAktsiaselts PAFERNasdaq CSD SE15,1 m €AAABaltyre Eesti ASNasdaq CSD SE14,8 m €AAAaktsiaselts PristisNasdaq CSD SE13,5 m €AAAAktsiaselts Viru ElektrikaubandusNasdaq CSD SE10,6 m €AAAktsiaselts STANDARDNasdaq CSD SE10,6 m €AAS Eesti LeivatööstusNasdaq CSD SE10,3 m €Aaktsiaselts LTTNasdaq CSD SE10,2 m €AAAMotoral Eesti AktsiaseltsNasdaq CSD SE8,6 m €AAktsiaselts Silmani ElekterNasdaq CSD SE8,0 m €Aaktsiaselts HALS TRADING - TNasdaq CSD SE6,8 m €Aaktsiaselts "Rauameister"Nasdaq CSD SE6,8 m €AAAktsiaselts "Erimell"Nasdaq CSD SE6,4 m €AAAAktsiaselts Taastusravikeskus ViikingNasdaq CSD SE5,8 m €AAAAktsiaselts Loo ElekterNasdaq CSD SE5,5 m €AAAaktsiaselts IKODORNasdaq CSD SE4,9 m €AAAktsiaselts ANTAARESNasdaq CSD SE4,7 m €AACaverion Eesti ASNasdaq CSD SE4,6 m €AAktsiaselts Kiviõli KaubahoovNasdaq CSD SE4,4 m €AAAktsiaselts Metsaküla PiimNasdaq CSD SE3,9 m €AAAaktsiaselts VÕRU VESINasdaq CSD SE3,4 m €AAAaktsiaselts TAUF-AUTONasdaq CSD SE2,9 m €AAAaktsiaselts CISTANasdaq CSD SE2,6 m €AAAPRIMULATOR EESTI AktsiaseltsNasdaq CSD SE2,2 m €AAARTT AktsiaseltsNasdaq CSD SE2,1 m €AAAAS Remedium Kalamaja ApteekNasdaq CSD SE1,7 m €AAaktsiaselts ESTIKONasdaq CSD SE1,6 m €AAAAktsiaselts Ekspress GruppNasdaq CSD SE1,4 m €AALEKON PROPERTY ASNasdaq CSD SE1,2 m €AAAAktsiaselts FotoluksNasdaq CSD SE1,1 m €BBBAktsiaselts LAVEXNasdaq CSD SE692 k €CAktsiaselts Peipsi KalameesNasdaq CSD SE498 k €AAAktsiaselts MihkliNasdaq CSD SE475 k €AAAS Tolaram InvestmentsNasdaq CSD SE380 k €AAAktsiaselts Projekt ENasdaq CSD SE198 k €AAAktsiaselts YearNasdaq CSD SE132 k €CRaisio Eesti AktsiaseltsNasdaq CSD SE120 k €ADeden-Invest AktsiaseltsNasdaq CSD SE51 638 €AKatus ASNasdaq CSD SE13 588 €Aaktsiaselts FaabulaNasdaq CSD SE0 €BBBAktsiaselts TalveaedNasdaq CSD SE · Likvideerimisel0 €CAktsiaselts SpratfilNasdaq CSD SE · Bankrupt0 €CAktsiaselts RoolidNasdaq CSD SE0 €

Sorted by revenue (latest report or 4 quarters).

Top 20 in activity: Non-life insurance

18

Licences, pledges, domains

No data

History and notices

12
DateTypeContent
08.05.2024Majandusaasta aruande puuduste kõrvaldamise määrus
05.03.2024EntryMuutmiskanne TsMS § 595¹ lg 1 alusel
12.12.2023EntryAmendment entry
03.07.2023EntryAmendment entry
25.11.2022EntryAmendment entry
03.10.2022EntryAmendment entry
11.12.2020EntryAmendment entry
03.11.2020EntryAmendment entry
02.09.2020EntryAmendment entry
02.09.2020Order to remedy deficienciesAmendment entry
01.09.2020EntryAmendment entry
18.05.2020EntryFirst entry