Spectro Finance OÜ
- Registry code
- 14608294
- VAT number
- not VAT registered
- Address
- Harju maakond, Tallinn, Kesklinna linnaosa, Narva mnt 7b, 10117
- Registered
- 16.11.2018 · 7 yrs
- Activity
- Other financial service activities, except insurance and pension funding n.e.c. 64991
- Capital
- 250 000 €
- i•••@s•••.eeLog in to see
- Phone
- +372 •• ••••Log in to see
- LEI
- 894500PPZVYX4SYXL655 ISSUED
- No tax debt
- No enforcement proceedings (12 months)
- No payment orders (12 months)
- No bankruptcy or liquidation
- No sanctions
- Report filed (2024)
- Not VAT registered
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Board and owners
4 persons
| Board 4 | ||
|---|---|---|
| Evaldas Krampas1 companyno tax debt | Personal ID ↗ | 13.10.2025 |
| Giedrė Tamošauskienė1 companyno tax debt | Personal ID ↗ | 13.10.2025 |
| Patricia Desiree Gutmann2 companiesno tax debt | Personal ID ↗ | 27.03.2026 |
| Vakaris Neverauskas1 companyno tax debt | Personal ID ↗ | 13.10.2025 |
| Shareholders 1 | ||
| Continuum Holding OÜ | 100,0% 250 000 € | 16.06.2026 |
| Beneficial owners 2 | ||
| Tadas Dapšys2 companiesno tax debtkaudne osalus | 16.06.2026 | |
| Ėglė Stašiene1 companyno tax debtkaudne osalus | 16.06.2026 | |
Business Register open data
Quarterly taxes and revenue
2026 Q2
| Quarter | Revenue | Change y/y | Labour taxes | State taxes | Employees |
|---|---|---|---|---|---|
| 2026 Q2 | — | 21 337 € | 20 037 € | 6 | |
| 2026 Q1 | — | 21 753 € | 20 446 € | 7 | |
| 2025 Q4 | — | 19 909 € | 18 664 € | 8 | |
| 2025 Q3 | — | 16 452 € | 15 538 € | 8 | |
| 2025 Q2 | — | 11 598 € | 10 904 € | 5 | |
| 2025 Q1 | — | 14 901 € | 13 810 € | 4 | |
| 2024 Q4 | — | 11 520 € | 10 734 € | 4 | |
| 2024 Q3 | — | 17 069 € | 16 234 € | 3 | |
| 2024 Q2 | — | 10 492 € | 9 942 € | 4 | |
| 2024 Q1 | — | 12 690 € | 12 067 € | 2 | |
| 2023 Q4 | — | 16 428 € | 15 474 € | 2 | |
| 2023 Q3 | — | 15 577 € | 14 683 € | 4 |
Show full history (18 quarters)
| 2023 Q2 | — | 21 966 € | 20 552 € | 3 | |
| 2023 Q1 | — | 10 719 € | 9 525 € | 4 | |
| 2022 Q4 | — | 34 897 € | 32 912 € | 4 | |
| 2022 Q3 | — | 33 256 € | 31 131 € | 5 | |
| 2022 Q2 | — | 21 842 € | 20 359 € | 5 | |
| 2022 Q1 | — | 11 380 € | 10 699 € | 2 |
Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0
Annual reports
4 yr
| 2024 | 2023 | 2022 | 2021 | ||||
|---|---|---|---|---|---|---|---|
| Sales revenue | 1,4 m € | ▲ 138% | 601 k € | ▼ 33% | 892 k € | ▲ 150% | 357 k € |
| Profit | 64 085 € | ▲ into profit | -214 k € | ▼ into loss | 289 k € | ▲ 569% | 43 177 € |
| Profit margin | 4,5% | -35,6% | 32,4% | 12,1% | |||
| Retained earnings | 28 086 € | ▼ 88% | 242 k € | ▲ into profit | -46 516 € | ▲ 48% | -89 693 € |
| Cash | 6,4 m € | ▼ 10% | 7,1 m € | ▼ 4% | 7,4 m € | ▼ 33% | 11,1 m € |
| Current assets | 23,5 m € | ▲ 55% | 15,2 m € | ▲ 102% | 7,5 m € | ▼ 32% | 11,1 m € |
| Fixed assets | 198 k € | ▼ 51% | 400 k € | ▼ 67% | 1,2 m € | ▲ 101% | 604 k € |
| Assets | 23,7 m € | ▲ 52% | 15,6 m € | ▲ 79% | 8,7 m € | ▼ 25% | 11,7 m € |
| Current liabilities | 55 588 € | ▼ 91% | 595 k € | ▲ 15× | 39 219 € | ▲ 81% | 21 700 € |
| Long-term liabilities | 23,3 m € | ▲ 58% | 14,7 m € | ▲ 79% | 8,2 m € | ▼ 30% | 11,7 m € |
| Total liabilities | 23,3 m € | ▲ 53% | 15,3 m € | ▲ 86% | 8,2 m € | ▼ 30% | 11,7 m € |
| Equity | 342 k € | ▲ 23% | 278 k € | ▼ 44% | 492 k € | ▲ into profit | -26 516 € |
| Labour costs | -507 k € | ▼ 193% | -173 k € | ▲ 33% | -257 k € | ▼ 358% | -56 027 € |
| Employees | 5 | ▲ 25% | 4 | 0% | 4 | ▲ 300% | 1 |
| Filed | 20.10.2025 | 23.01.2025 | 11.10.2023 | 07.09.2022 | |||
| Report | PDF ↓ | PDF ↓ | PDF ↓ | PDF ↓ |
▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0
Revenue by activity
2024
| Activity | EMTAK | Sales revenue | Osa |
|---|---|---|---|
| Other financial service activities, except insurance and pension funding n.e.c. main activity | 64991 | 1 430 068 € | 100% |
2024 annual report, RIK open data
Real estate
e-kinnistusraamat
Loading properties…
Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data
Debts and court cases
clean
Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.
Enforcement, payment orders and notices
clean
Official Announcements contain no enforcement, payment order or tax authority notices about the company.
Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.
State: transactions, tenders, grants
none
No transactions with state agencies, procurement contracts or grants found
RTK Saldo, Riigihangete register, RTK toetatud projektid
Holdings in other companies
0
No holdings in other companies
Companies linked via the board
1
Sorted by revenue (latest report or 4 quarters).
Top 20 in activity: Other financial service activities, except insurance and pension funding n.e.c.
20
| # | Company | Revenue |
|---|---|---|
| 1 | Wise Payments Limited Eesti filiaal | 157,2 m € |
| 2 | SwissBorg Solutions OÜ | 40,2 m € |
| 3 | Circle K Treasury Operations Europe Aktsiaselts | 34,0 m € |
| 4 | SUNDAY MARKETPLACE OÜ | 29,0 m € |
| 5 | Sihtasutus Keskkonnainvesteeringute Keskus | 20,2 m € |
| 6 | CPS Solutions OÜ | 11,0 m € |
| 7 | Blocktronic OÜ | 5,0 m € |
| 8 | Creditstar International OÜ | 5,0 m € |
| 9 | Or Technologies Limited OÜ | 4,8 m € |
| 10 | Wise Assets Europe AS | 4,8 m € |
| 11 | AS LHV Paytech | 4,6 m € |
| 12 | Brink's Estonia OÜ | 4,5 m € |
| 13 | Maksekeskus AS | 4,2 m € |
| 14 | SmartPayments OÜ | 4,2 m € |
| 15 | FintechX OÜ | 4,2 m € |
| 16 | Rehe Invest OÜ | 4,0 m € |
| 17 | SolEcom-Y OÜ | 3,9 m € |
| 18 | HOOVI Finance OÜ | 3,9 m € |
| 19 | Montonio Finance OÜ | 3,0 m € |
| 20 | Recoverso RMC OÜ | 2,8 m € |
Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity
Domains
1 records
Domains
| Domain | Source |
|---|---|
| spectrofinance.ee |
History and notices
18
| Date | Type | Content |
|---|---|---|
| 02.06.2026 | Entry | Amendment entry |
| 29.05.2026 | Order to remedy deficiencies | Amendment entry |
| 27.03.2026 | Entry | Amendment entry |
| 13.10.2025 | Entry | Amendment entry |
| 28.08.2025 | Negative entry order: deficiencies not remedied | Amendment entry |
| 06.08.2025 | Order to remedy deficiencies | Amendment entry |
| 14.07.2024 | Trahvihoiatusmäärus: majandusaasta aruanne esitamata | |
| 04.10.2023 | Entry | Amendment entry |
| 02.09.2023 | Entry | Amendment entry |
| 29.04.2022 | Entry | Amendment entry |
| 14.04.2022 | Order to remedy deficiencies | Amendment entry |
| 23.03.2022 | Hoiatusmäärus sundlõpetamiseks: ebapiisav netovara | |
| 10.06.2020 | Entry | Amendment entry |
| 06.05.2020 | Entry | Amendment entry |
| 29.05.2019 | Entry | Amendment entry |
| 29.01.2019 | Entry | Muutmiskanne ÄS § 525 lg 2 alusel |
| 21.01.2019 | Entry | Amendment entry |
| 16.11.2018 | Entry | First entry |