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Montonio Finance OÜ

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RegisteredHarju County
Registry code
14557628
VAT number
EE102110393
Address
Harju maakond, Tallinn, Kesklinna linnaosa, Rotermanni tn 8, 10111
Registered
03.09.2018 · 8 yrs
Activity
Other financial service activities, except insurance and pension funding n.e.c. 64991
Capital
13 689 €
Email
i•••@m•••.comLog in to see
Phone
+372 5•• ••••Log in to see
Website
www.montonio.com from email
Business Register 06.10.2026
Sales revenue3,0 m €+24%2025 annual report
Profit-3,5 m €2025 annual report
Employees29Tax Board 2026 Q2
Average gross salary5 440 €estimate, Tax Board 2026 Q2
Labour taxes per quarter241 k €Tax Board 2026 Q2
Cash374 k €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 06.10.2026
Revenue 12 months4,8 m €+36%Tax Board, last 4 quarters
State taxes 12 months1,0 m €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Turnover by quarter · latest 862 tuh €
281 k322 k2,4 M506 k504 k577 k2,8 M862 k
III 24IV 24I 25II 25III 25IV 25I 26II 26
Chart ↓
Firmo rating
AA
Very good, low risk
84 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 06.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • VAT registered
Stability
RatingA → AA → A → AA
In tax debt0 days since 26.09.2026
Revenue 12 months▲ 36% vs a year earlier
Email right away on tax debt, bankruptcy or board change
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Data

Board and owners

3 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 3
Johan Oscar Nord1 companyno tax debt16.12.1980 (45 a)Personal ID ↗14.08.2024
Kristofer Turmen4 companiesno tax debtPersonal ID ↗22.04.2026
Rasmus Õisma4 companiesno tax debtPersonal ID ↗28.09.2018
Shareholders 40
INDEX VENTURES XI (JERSEY), L.P.21,11% 2 890 €28.07.2025
Init Five OÜ8,93% 1 222 €08.09.2025
Valint & Balk OÜ8,93% 1 222 €08.09.2025
Varenthor OÜ8,93% 1 222 €08.09.2025
Usaldusfond Superangel One8,84% 1 211 €28.04.2022
Tera Ventures II Usaldusfond8,32% 1 139 €28.04.2022
ffVC Venture Capital ASI S. K. A4,62% 633 €28.04.2022
Montonio Finance OÜ2,57% 352 €26.06.2024
Henrik Rank2,39% 327 €26.06.2024
S-bend OÜ2,39% 327 €26.06.2024
JayKorp OÜ2,3% 315 €28.04.2022
Informuotiesiems investuotojams skirta uždarojo tipo investicinė bendrovė Practica Venture Capital II KŪB2,27% 310 €28.04.2022
Usaldusfond Specialist VC Primary and Secondary Fund II2,23% 305 €28.07.2025
YUCCA (JERSEY) SLP1,93% 264 €28.07.2025
CC OÜ1,66% 227 €26.06.2024
TalVi Capital OÜ1,58% 216 €28.04.2022
Usaldusfond Superangel Two1,48% 203 €28.07.2025
IA Venture Strategies Fund IV, LP1,18% 162 €09.05.2022
Wise Guys Fund SPV 1 OÜ1,18% 162 €28.04.2022
Lemonade Stand OÜ0,88% 121 €28.07.2025
First Finance OÜ0,84% 116 €28.07.2025
365.fintech, a.s.0,79% 108 €28.04.2022
Charles Maxim Rolfe Songhurst0,79% 108 €28.04.2022
Usaldusfond Wise Guys Ventures Fond 10,73% 99 €28.04.2022
INDEX VENTURES XI ENTREPRENEUR FUND (DELAWARE), L.P.0,57% 78 €28.07.2025
Gorilla Capital Fund 2017 Ky0,53% 72 €09.05.2022
Nolimit OÜ0,23% 32 €28.07.2025
Usaldusfond Wise Guys Opportunity Fund 10,22% 31 €28.04.2022
Rasmus Vaino0,2% 28 €16.04.2026
Myles Dawson0,18% 25 €28.04.2022
Taavi Raidma0,18% 25 €16.04.2026
Mordor Management OÜ0,17% 23 €28.04.2022
Dahlmann Eesti OÜ0,16% 22 €28.04.2022
Kalle Mikko Silventola0,15% 21 €28.04.2022
Rudolfs Oto Selga0,12% 17 €16.04.2026
Steven Maasi0,11% 15 €16.04.2026
OÜ Kuidas avastada Ameerika?0,1% 14 €28.04.2022
Archelon OÜ0,08% 11 €28.04.2022
Harleth Kuusik0,07% 10 €28.07.2025
Asta Javinskaitė0,03% 4 €16.04.2026
Beneficial owners 3
Karel Nappus2 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member30.08.2022
Kristofer Turmen4 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member30.08.2022
Markus Lember1 companyno tax debtmember of the senior management body, i.e. management or supervisory board member30.08.2022

Business Register open data

Quarterly taxes and revenue

2026 Q2
State taxes / revenue27,0%
Labour taxes / revenue28,0%
Revenue per employee per month9 913 €
Gross salary (estimate)5 440 €
Net salary (estimate)4 244 €

2026 Q2. Wage is estimated from employment taxes.

Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q2862 395 €▲ 70%241 368 €232 825 €29
2026 Q12 843 892 €▲ 18%253 901 €234 737 €30
2025 Q4576 665 €▲ 79%298 753 €278 030 €31
2025 Q3503 778 €▲ 79%296 416 €275 685 €32
2025 Q2506 298 €▲ 59%291 673 €268 777 €32
2025 Q12 410 027 €▲ 12%297 375 €276 988 €28
2024 Q4322 372 €▲ 9%268 743 €251 172 €29
2024 Q3280 876 €▲ 20%294 760 €276 781 €27
2024 Q2318 868 €▲ 30%352 160 €328 743 €29
2024 Q12 155 250 €▲ 125%297 077 €281 379 €35
2023 Q4295 478 €▲ 42%272 771 €254 763 €34
2023 Q3234 933 €▲ 5%275 511 €264 100 €33
Show full history (18 quarters)
2023 Q2246 065 €▲ 95%254 298 €237 785 €29
2023 Q1955 970 €▲ 1510%238 440 €225 008 €30
2022 Q4208 265 €236 056 €220 100 €29
2022 Q3224 787 €191 406 €188 072 €31
2022 Q2126 449 €99 877 €93 878 €25
2022 Q159 380 €65 202 €62 645 €9

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue3,0 m €▲ 24%2,4 m €▲ 14%2,1 m €▲ 209%684 k €▲ 22×31 189 €
Profit-3,5 m €▲ 28%-4,9 m €▼ 12%-4,4 m €▼ 42%-3,1 m €▼ 272%-826 k €
Profit margin-117,6%-203,2%-207,2%-448,6%-2648,5%
Retained earnings-13,6 m €▼ 56%-8,7 m €▼ 101%-4,3 m €▼ 245%-1,3 m €▼ 240%-369 k €
Cash374 k €▼ 68%1,2 m €▲ 63%714 k €▼ 91%8,2 m €▲ 512%1,3 m €
Current assets1,8 m €▼ 46%3,3 m €▲ 26%2,7 m €▼ 70%8,9 m €▲ 558%1,4 m €
Fixed assets7,1 m €▲ 41%5,0 m €▲ 24%4,1 m €▲ 198%1,4 m €▲ 790%153 k €
Assets8,9 m €▲ 6%8,4 m €▲ 25%6,7 m €▼ 35%10,3 m €▲ 582%1,5 m €
Current liabilities763 k €▼ 2%781 k €▲ 18%664 k €▲ 18%564 k €▲ 483%96 677 €
Long-term liabilities2,0 m €▼ 61%5,2 m €———
Total liabilities2,8 m €▼ 53%5,9 m €▲ 794%664 k €▲ 18%564 k €▲ 483%96 677 €
Equity6,2 m €▲ 152%2,4 m €▼ 60%6,1 m €▼ 38%9,7 m €▲ 588%1,4 m €
Labour costs-4,3 m €▲ 9%-4,8 m €▼ 19%-4,0 m €▼ 76%-2,3 m €▼ 472%-397 k €
Employees63▲ 2%62▲ 15%54▲ 80%30▲ 233%9
Filed30.06.202630.06.202528.06.202430.06.202330.06.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Other financial service activities, except insurance and pension funding n.e.c. main activity649912 973 791 €100%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

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Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 06.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

158 tuh € makseid · 1 toetust

Transactions with state institutions

202647 742 €
2025110 k €

Largest payers

MAJANDUS- JA KOMMUNIKATSIOONIMINISTEERIUM150 848 €
Eesti Töötukassa5 316 €
SA Kultuurileht813 €
Eesti Rahva Muuseum513 €
Tallinna Ettevõtlusinkubaatorid SA127 €
All payments by month
MonthPayerTypeFieldAmount
08.2026Eesti Rahva MuuseumOperating costsMuseums513 €
08.2026SA Eesti AjaloomuuseumOperating costsMuseums115 €
08.2026SA KultuurilehtOperating costsBroadcasting and publishing services112 €
06.2026Tallinna Ettevõtlusinkubaatorid SAOperating costsGeneral economic and trade policy127 €
04.2026SA KultuurilehtOperating costsBroadcasting and publishing services202 €
03.2026MAJANDUS- JA KOMMUNIKATSIOONIMINISTEERIUMMuud toetusedTeadus- ja arendustegevus üldises majandus-, kaubandus- ja tööjõupoliitikas43 696 €
03.2026Eesti TöötukassaMuud toetusedSocial protection of the unemployed886 €
02.2026Eesti TöötukassaMuud toetusedSocial protection of the unemployed886 €
02.2026SA KultuurilehtOperating costsBroadcasting and publishing services143 €
01.2026Eesti TöötukassaMuud toetusedSocial protection of the unemployed886 €
01.2026SA KultuurilehtOperating costsBroadcasting and publishing services177 €
12.2025Eesti TöötukassaMuud toetusedSocial protection of the unemployed886 €
11.2025Eesti TöötukassaMuud toetusedSocial protection of the unemployed886 €
11.2025SA KultuurilehtOperating costsBroadcasting and publishing services180 €
10.2025MAJANDUS- JA KOMMUNIKATSIOONIMINISTEERIUMMuud toetusedTeadus- ja arendustegevus üldises majandus-, kaubandus- ja tööjõupoliitikas55 801 €
10.2025Eesti TöötukassaMuud toetusedSocial protection of the unemployed886 €
04.2025MAJANDUS- JA KOMMUNIKATSIOONIMINISTEERIUMMuud toetusedTeadus- ja arendustegevus üldises majandus-, kaubandus- ja tööjõupoliitikas51 351 €

Riigi Tugiteenuste Keskus, Saldo makseandmikud

Toetuse saanud projektid toetus kokku 56 469 €

ProjektMeedePerioodToetusVälja makstud
Montonio kontserniülene ERP juurutamine ja reaalajamajanduse andmevahetuse arendamine
Rahastatud · Ettevõtluse ja Innovatsiooni Sihtasutus		(EK nr 1.3) VKEde kestliku majanduskasvu ja konkurentsivõime tõhustamine01.07.2026 – 31.12.202656 469 €

Riigi Tugiteenuste Keskus, toetatud projektid

Holdings in other companies

2
CompanyCodeHoldingSinceRevenue
Montonio Finance OÜ145576282,57%26.06.20243,0 m €
Montonio Finance Europe OÜ14588818100,0%02.09.20230 €

Business Register

Companies linked via the board

6
CC OÜRasmus Õisma11 377 €AInit Five OÜKristofer Turmen800 €ASENTICS OÜKristofer Turmen · Likvideerimisel0 €CKRIMUS OÜRasmus Õisma · Likvideerimisel0 €CMontonio Finance Europe OÜRasmus Õisma · Likvideerimisel0 €CADVANCED SPORTS ANALYTICS OÜKristofer Turmen0 €

Sorted by revenue (latest report or 4 quarters).

Top 20 in activity: Other financial service activities, except insurance and pension funding n.e.c.

20
#CompanyRevenue
1Wise Payments Limited Eesti filiaal157,2 m €
2SwissBorg Solutions OÜ40,2 m €
3Circle K Treasury Operations Europe Aktsiaselts34,0 m €
4SUNDAY MARKETPLACE OÜ29,0 m €
5Sihtasutus Keskkonnainvesteeringute Keskus20,2 m €
6CPS Solutions OÜ11,0 m €
7Blocktronic OÜ5,0 m €
8Creditstar International OÜ5,0 m €
9Or Technologies Limited OÜ4,8 m €
10Wise Assets Europe AS4,8 m €
11AS LHV Paytech4,6 m €
12Brink's Estonia OÜ4,5 m €
13Maksekeskus AS4,2 m €
14SmartPayments OÜ4,2 m €
15FintechX OÜ4,2 m €
16Rehe Invest OÜ4,0 m €
17SolEcom-Y OÜ3,9 m €
18HOOVI Finance OÜ3,9 m €
19Montonio Finance OÜ3,0 m €
20Recoverso RMC OÜ2,8 m €

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Pandid, domeenid

2 records

Commercial pledges

NumberPandipidajaAmountSince
1CLARET EUROPEAN SPECIALTY LENDING COMPANY IV, S.À R.L.3 000 000 €05.03.2025

Domains

DomainSource
montonio.comemail

History and notices

25
DateTypeContent
29.07.2026EntryAmendment entry
22.04.2026EntryAmendment entry
09.04.2026Order to remedy deficiencies to correct non-entry dataAmendment entry
27.03.2026Administrative orderAmendment entry
29.07.2025EntryAmendment entry
05.03.2025EntryKommertspandi avamiskanne
14.08.2024EntryAmendment entry
01.08.2024Order to remedy deficienciesAmendment entry
22.12.2022EntryAmendment entry
30.08.2022EntryMuutmiskanne ÄS § 525 lg 2 alusel
28.04.2022EntryAmendment entry
09.02.2022EntryAmendment entry
16.08.2021EntryAmendment entry
18.05.2021EntryAmendment entry
30.07.2019EntryMuutmiskanne ÄS § 525 lg 2 alusel
15.03.2019EntryAmendment entry
27.02.2019Order to remedy deficienciesAmendment entry
14.02.2019EntryAmendment entry
12.02.2019Administrative orderAmendment entry
08.11.2018EntryAmendment entry
09.10.2018EntryAmendment entry
28.09.2018EntryAmendment entry
13.09.2018EntryAmendment entry
03.09.2018EntryFirst entry
31.08.2018Order to remedy deficienciesFirst entry