ETENRU

Cachet Insurance Broker OÜ

RegisteredHarju County
Firmo Kasvuliider 2025müügitulu 2022 → 2025: 128 tuh € → 1,7 mln € (+1190%) · kasumis · no tax debt
Registry code
14920263
VAT number
EE102374663
Address
Harju maakond, Tallinn, Kesklinna linnaosa, Tatari tn 64, 10134
Registered
25.02.2020 · 6 yrs
Activity
Activities of insurance agents and brokers 66221
Capital
2 500 €
Email
h•••@c•••.meLog in to see
Phone
+372 •• ••••Log in to see
Website
www.cachet.me
LEI
98450088827B2EBDA483 ISSUED
Business Register 06.10.2026
Sales revenue1,7 m €+169%2025 annual report
Profit299 k €2025 annual report
Employees17Tax Board 2026 Q2
Average gross salary5 021 €estimate, Tax Board 2026 Q2
Labour taxes per quarter131 k €Tax Board 2026 Q2
Cash786 k €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 06.10.2026
Revenue 12 months79 230 €-18%Tax Board, last 4 quarters
State taxes 12 months465 k €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Turnover by quarter · latest 22 851 €
29 k24 k29 k15 k16 k26 k14 k23 k
III 24IV 24I 25II 25III 25IV 25I 26II 26
Chart ↓
Firmo rating
AA
Very good, low risk
81 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 06.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • VAT registered
Stability
RatingAAA → A → AA
In tax debt0 days since 26.09.2026
Revenue 12 months▼ 18% vs a year earlier
Email right away on tax debt, bankruptcy or board change
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Data

Board and owners

1 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 1
Hedi Mardisoo4 companiesno tax debtPersonal ID ↗28.02.2020
Shareholders 1
CACHET DATA CORP LIMITED100,0% 2 500 €01.09.2023
Beneficial owners 2
Hedi Mardisoo4 companiesno tax debtmember of the senior management body, i.e. management or supervisory board member20.03.2020
Kalle Palling4 companies1 with tax debtmember of the senior management body, i.e. management or supervisory board member20.03.2020

Business Register open data

Quarterly taxes and revenue

2026 Q2
State taxes / revenue551,4%
Labour taxes / revenue571,5%
Revenue per employee per month448 €
Gross salary (estimate)5 021 €
Net salary (estimate)3 929 €

2026 Q2. Wage is estimated from employment taxes.

Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q222 851 €▲ 55%130 595 €126 001 €17
2026 Q114 466 €▼ 49%119 376 €115 585 €16
2025 Q426 008 €▲ 7%124 872 €121 762 €14
2025 Q315 905 €▼ 44%106 573 €101 767 €13
2025 Q214 708 €▼ 40%98 345 €93 366 €12
2025 Q128 512 €▲ 12%101 410 €100 847 €11
2024 Q424 337 €▲ 21%75 911 €72 497 €13
2024 Q328 552 €▼ 4%69 655 €76 022 €9
2024 Q224 349 €▼ 26%69 593 €70 844 €9
2024 Q125 502 €▼ 29%63 287 €65 084 €9
2023 Q420 162 €▼ 24%63 548 €63 821 €9
2023 Q329 716 €▼ 34%71 623 €73 112 €9
Show full history (18 quarters)
2023 Q232 787 €▼ 47%71 388 €73 539 €10
2023 Q135 706 €▼ 14%72 614 €75 480 €10
2022 Q426 618 €86 940 €87 703 €10
2022 Q345 187 €85 927 €89 567 €9
2022 Q262 356 €56 129 €65 093 €10
2022 Q141 299 €20 161 €27 383 €7

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue1,7 m €▲ 169%614 k €▲ 231%186 k €▲ 45%128 k €▲ 201%42 552 €
Profit299 k €▲ into profit-641 k €▲ 33%-956 k €▲ 4%-999 k €▼ 134%-426 k €
Profit margin18,1%-104,4%-515,3%-780,2%-1001,6%
Retained earnings-3,1 m €▼ 27%-2,4 m €▼ 65%-1,5 m €▼ 215%-465 k €▼ 12×-38 914 €
Cash786 k €▲ 215%250 k €▲ 73%145 k €▲ 15%126 k €▲ 85%67 786 €
Current assets1,2 m €▲ 199%398 k €▲ 45%275 k €▲ 41%195 k €▲ 109%93 271 €
Fixed assets913 k €▲ 5%871 k €▲ 32%662 k €▲ 240%194 k €▲ 353%42 943 €
Assets2,1 m €▲ 66%1,3 m €▲ 36%936 k €▲ 140%390 k €▲ 186%136 k €
Current liabilities818 k €▲ 104%400 k €▲ 70%236 k €▲ 44%163 k €▲ 78%91 587 €
Long-term liabilities547 k €▲ 28%428 k €▼ 62%1,1 m €▼ 34%1,7 m €▲ 233%507 k €
Total liabilities1,4 m €▲ 65%828 k €▼ 39%1,4 m €▼ 27%1,9 m €▲ 209%599 k €
Equity740 k €▲ 68%441 k €▲ into profit-418 k €▲ 71%-1,5 m €▼ 216%-463 k €
Labour costs-994 k €▼ 36%-731 k €▼ 13%-646 k €▲ 4%-670 k €▼ 235%-200 k €
Employees14▲ 27%11▲ 10%100%10▲ 150%4
Filed13.05.202621.07.202529.06.202430.06.202328.07.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Activities of insurance agents and brokers main activity662211 651 964 €100%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

Loading properties…

Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 06.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

3

Top 20 in activity: Activities of insurance agents and brokers

20

Domains

1 records

Domains

DomainSource
cachet.meBusiness Register

History and notices

7
DateTypeContent
02.11.2023EntryAmendment entry
01.09.2023EntryAmendment entry
07.02.2023EntryMuutmiskanne TsMS § 595¹ lg 1 alusel
05.10.2020EntryMuutmiskanne ÄS § 525 lg 2 alusel
01.10.2020EntryAmendment entry
28.02.2020EntryAmendment entry
25.02.2020EntryFirst entry