ETENRU
RegisteredTartu County
Registry code
10849883
VAT number
not VAT registered
Address
Tartu maakond, Tartu linn, Tartu linn, Kalda tee 30-36, 50707
Registered
20.02.2002 · 24 yrs
Activity
Other credit granting 64921
Capital
2 600 €
Email
n•••@g•••.comLog in to see
Phone
+372 •• ••••Log in to see
Business Register 05.10.2026
Sales revenue28 495 €-19%2025 annual report
Profit-3 981 €2025 annual report
Employees1Tax Board 2026 Q2
Average gross salary572 €estimate, Tax Board 2026 Q2
Labour taxes per quarter875 €Tax Board 2026 Q2
Cash1 200 €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 05.10.2026
State taxes 12 months4 446 €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Firmo rating
A
Good, low risk
75 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 05.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • Not VAT registered
Stability
RatingA → BBB → A
In tax debt0 days since 26.09.2026
Notification when something changes
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The badge code is available to this company's verified account: verification uses a code we send to the company email in the Business Register. The badge updates itself and cannot be bought. Read more

Data

Board and owners

1 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 1
Vello Napseppa1 companyno tax debtPersonal ID ↗19.01.2023
Shareholders 2
Riina Napseppa100,0% 2 600 €01.09.2023
Vello Napseppa100,0% 2 600 €01.09.2023
Beneficial owners 2
Riina NapseppaMuul viisil kontroll või mõju (lepingulised, perekondlikud vm suhted)18.01.2026
Vello Napseppa1 companyno tax debtdirect holding18.09.2018

Business Register open data

Quarterly taxes and revenue

2026 Q2
Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q2—875 €809 €1
2026 Q1—1 087 €1 082 €1
2025 Q4—1 460 €1 385 €1
2025 Q3—1 223 €1 170 €1
2025 Q2—1 251 €1 162 €1
2025 Q1—1 176 €1 098 €1
2024 Q4—1 171 €1 069 €1
2024 Q3—1 211 €1 099 €1
2024 Q2—1 196 €1 104 €1
2024 Q1—1 215 €1 115 €1
2023 Q4—1 117 €1 015 €1
2023 Q3—1 231 €1 145 €1
Show full history (13 quarters)
2023 Q2—306 €290 €1

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Sales revenue28 495 €▼ 19%35 350 €▲ 3%34 332 €0 €0 €
Profit-3 981 €▼ into loss3 196 €▼ 66%9 312 €0 €0 €
Profit margin-14,0%9,0%27,1%——
Retained earnings12 536 €▲ 34%9 340 €▲ 334×28 €0%28 €0%28 €
Cash1 200 €▼ 53%2 538 €▼ 45%4 642 €▲ 74%2 662 €0%2 662 €
Current assets24 275 €▼ 7%26 126 €▼ 15%30 732 €▲ 12×2 662 €0%2 662 €
Fixed assets43 125 €▼ 5%45 625 €▼ 5%48 125 €——
Assets67 400 €▼ 6%71 751 €▼ 9%78 857 €▲ 30×2 662 €0%2 662 €
Current liabilities13 257 €▼ 3%13 627 €▼ 43%23 929 €——
Total liabilities13 257 €▼ 3%13 627 €▼ 43%23 929 €——
Equity54 143 €▼ 7%58 124 €▲ 6%54 928 €▲ 21×2 662 €0%2 662 €
Labour costs-23 658 €▼ 3%-22 867 €▼ 51%-15 180 €0 €0 €
Employees20%20%200
Filed01.07.202606.03.202503.07.202420.06.202312.08.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Revenue by activity

2025
ActivityEMTAKSales revenueOsa
Other credit granting main activity6492128 495 €100%

2025 annual report, RIK open data

Real estate

e-kinnistusraamat

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Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 05.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

none

No transactions with state agencies, procurement contracts or grants found

RTK Saldo, Riigihangete register, RTK toetatud projektid

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

0

No linked companies found

Top 20 in activity: Other credit granting

20
#CompanyRevenue
1Hea valik OÜ1,3 m €
2Osaühing Kriol Grupp422 k €
3Osaühing Mezola312 k €
4OÜ INCASSOR311 k €
5T.K.E. PAWNSHOP OÜ294 k €
6ABC Laenude OÜ230 k €
7Osaühing AutoBalt Grupp174 k €
8Osaühing TOIMING161 k €
9Osaühing KULDEKSPERT108 k €
10Osaühing KOHTLA-JÄRVE LOMBARD90 694 €
11A-PANT OÜ88 586 €
12Osaühing FROGMAN84 390 €
13Ades Laenud OÜ58 824 €
14Osaühing BALTRARITEET43 115 €
15Heaabi OÜ40 719 €
16osaühing RAAKEL39 867 €
17Ades OÜ39 631 €
18Osaühing FINETEST PANDIMAJA39 437 €
19GOLDEST OÜ38 798 €
20OSAÜHING GRINLAIT KINNISVARA37 650 €

OÜ RAAKLI ÄRI: place 28 /43

Similar size: Sertel Pant OÜ, Osaühing Pelguranna Pandimaja, PlaDa OÜ, Lille Pandimaja OÜ, Osaühing Mulgi Pant, Premium Lombard OÜ, Osaühing S.H.A. TRADING, PRIMAGOLD OÜ, Osaühing LAENUÄRI, NATOL OÜ

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Tegevusload

1 records

Activity licences (MTR and environmental)

FieldLicence numberValid from
PandimajateenusFIP00023921.07.2023

History and notices

6
DateTypeContent
01.09.2023EntryAmendment entry
17.04.2023EntryEsimene, deklaratiivne jagunemiskanne (omandava isiku registrikaardile)
17.04.2023EntryKolmas, informatiivne jagunemiskanne (omandava isiku registrikaardile)
19.01.2023EntryAmendment entry
21.02.2018EntryAmendment entry
17.01.2018EntryAmendment entry