ETENRU

Kambja Hoiu-Laenuühistu

RegisteredTartu County
Registry code
10320674
VAT number
not VAT registered
Address
Tartu maakond, Kambja vald, Kambja alevik, Kesk tn 2, 62034
Registered
19.11.1997 · 28 yrs
Activity
Other monetary intermediation 64191
Capital
190 196 €
Email
k•••@g•••.comLog in to see
Phone
+372 •• ••••Log in to see
LEI
98450013H5937C9FD793 ISSUED
Business Register 08.10.2026
Profit18 355 €2025 annual report
Employees5Tax Board 2026 Q2
Average gross salary3 475 €estimate, Tax Board 2026 Q2
Labour taxes per quarter26 581 €Tax Board 2026 Q2
Cash487 k €Cash 31.12.2025, annual report
Tax debt0 €Tax Board debtor list 08.10.2026
State taxes 12 months97 985 €Tax Board, last 4 quarters
Tax debt since 26.09.2026 · ✓ no debt
Details ↓
Firmo rating
A
Good, low risk
68 / 100 points
CBBBBBBAAAAAA
View credit reportReport a debtHow the rating is calculatedCalculated 08.10.2026 · open data
Quick check
  • No tax debt
  • No enforcement proceedings (12 months)
  • No payment orders (12 months)
  • No bankruptcy or liquidation
  • No sanctions
  • Report filed (2025)
  • Not VAT registered
Stability
RatingA → AA → BBB → A
In tax debt0 days since 26.09.2026
Email right away on tax debt, bankruptcy or board change
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Data

Board and owners

3 persons
Number of active companies, tax debt and bankruptcy. Facts, not an assessment.
Board 3
Arved Küngas1 companyno tax debtPersonal ID ↗04.05.2018
Linda Sossi1 companyno tax debtPersonal ID ↗15.06.2026
Vahur Järv2 companiesno tax debtPersonal ID ↗17.11.2010
Beneficial owners 3
Arved Küngas1 companyno tax debtdirect holding11.10.2018
Linda Sossi1 companyno tax debtdirect holding11.10.2018
Vahur Järv2 companiesno tax debtdirect holding11.10.2018

Business Register open data

Quarterly taxes and revenue

2026 Q2
Build report

QuarterRevenueChange y/yLabour taxesState taxesEmployees
2026 Q2—26 581 €25 456 €5
2026 Q1—25 408 €24 271 €5
2025 Q4—27 261 €26 015 €6
2025 Q3—23 620 €22 243 €6
2025 Q2—28 936 €27 698 €6
2025 Q1—26 636 €25 585 €6
2024 Q4—23 448 €22 785 €6
2024 Q3—21 497 €20 658 €5
2024 Q2—22 547 €21 984 €5
2024 Q1—23 364 €22 763 €4
2023 Q4—24 065 €23 354 €4
2023 Q3—21 288 €20 470 €4
Show full history (18 quarters)
2023 Q2—27 280 €26 710 €4
2023 Q1—24 561 €24 037 €5
2022 Q4—27 216 €26 560 €4
2022 Q3—17 632 €17 230 €4
2022 Q2—27 211 €26 697 €4
2022 Q1—23 271 €22 715 €5

Tax and Customs Board, published on the 10th of the month following the quarter. State taxes include employment taxes. CC BY-SA 3.0

Annual reports

5 yr
Build report

20252024202320222021
Profit18 355 €▼ 42%31 856 €▲ 8%29 551 €▼ 32%43 596 €▼ 52%90 385 €
Profit margin—————
Retained earnings216 k €▲ 7%201 k €▲ 8%186 k €▲ 9%170 k €▲ 37%124 k €
Cash487 k €▼ 14%568 k €▲ 217%179 k €▼ 23%234 k €0%234 k €
Current assets1,2 m €▲ 1%1,2 m €▲ 10%1,1 m €▼ 10%1,2 m €▼ 2%1,2 m €
Fixed assets2,6 m €▼ 8%2,9 m €▼ 16%3,4 m €▼ 6%3,6 m €0%3,7 m €
Assets3,8 m €▼ 6%4,1 m €▼ 10%4,5 m €▼ 7%4,8 m €▼ 1%4,9 m €
Current liabilities1,7 m €▼ 13%1,9 m €▲ 217%610 k €▼ 33%915 k €▼ 13%1,0 m €
Long-term liabilities1,2 m €0%1,2 m €▼ 60%2,9 m €▼ 2%3,0 m €▲ 2%2,9 m €
Total liabilities2,9 m €▼ 8%3,1 m €▼ 12%3,6 m €▼ 9%3,9 m €▼ 2%4,0 m €
Equity953 k €▲ 1%948 k €0%947 k €▲ 2%931 k €▲ 4%898 k €
Labour costs-175 k €▼ 3%-170 k €▼ 14%-149 k €▲ 2%-153 k €▼ 2%-150 k €
Employees30%30%30%30%3
Filed30.03.202621.04.202524.10.202408.05.202318.05.2022
ReportPDF ↓PDF ↓PDF ↓PDF ↓PDF ↓

▲ growth, ▼ decline compared to the previous year (growth in liabilities is red). Business Register, annual reports. CC BY 4.0

Real estate

e-kinnistusraamat

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Source: e-kinnistusraamat (Centre of Registers and Information Systems), basic data

Debts and court cases

clean
No tax debt · Tax Board 08.10.2026

Tax Board debtor list (daily), Official Announcements, State Gazette. The Tax Board publishes only today's list; earlier history is collected by Firmo.

Enforcement, payment orders and notices

clean

Official Announcements contain no enforcement, payment order or tax authority notices about the company.

Official Announcements (CC BY-SA 4.0). Enforcement proceedings, payment orders or tax decisions are published there only if they cannot be delivered to the company otherwise. The enforcement register is not public, so the absence of a notice does not mean there are no claims.

State: transactions, tenders, grants

800 € makseid

Transactions with state institutions

2026400 €
2025200 €
2024200 €

Largest payers

Kambja Vallavalitsus800 €
All payments by month
MonthPayerTypeFieldAmount
07.2026Kambja VallavalitsusSotsiaaltoetusedOther social protection of the elderly400 €
07.2025Kambja VallavalitsusSotsiaaltoetusedOther social protection of the elderly200 €
06.2024Kambja VallavalitsusSotsiaaltoetusedOther social protection of the elderly200 €

Riigi Tugiteenuste Keskus, Saldo makseandmikud

Holdings in other companies

0

No holdings in other companies

Companies linked via the board

1

Sorted by revenue (latest report or 4 quarters).

Top 20 in activity: Other monetary intermediation

16
#CompanyRevenue
1Luminor Bank AS684,4 m €
2Swedbank AS523,3 m €
3AS LHV Pank413,3 m €
4AS SEB Pank405,8 m €
5Bigbank AS199,0 m €
6Coop Pank AS132,0 m €
7OP Corporate Bank plc Eesti filiaal74,9 m €
8Nordea Bank Abp Eesti filiaal66,1 m €
9AS Inbank52,6 m €
10Holm Bank AS11,0 m €
11AS Citadele banka Eesti filiaal2,2 m €
12Finora Bank UAB Eesti filiaal1,3 m €
13Ühisarveldused AS35 660 €
14MM BitInvest OÜ29 830 €
15Osaühing P.Õ.M.M.4 633 €
16KekIT OÜ100 €

Revenue from the latest annual report, otherwise Tax Board revenue for 4 quarters. All companies in this activity

Licences, pledges, domains

No data

History and notices

29
DateTypeContent
21.09.2026EntryAmendment entry
15.06.2026EntryAmendment entry
25.09.2024Majandusaasta aruande puuduste kõrvaldamise määrus
18.05.2023Order to remedy deficiencies to correct non-entry data
29.04.2022Majandusaasta aruande puuduste kõrvaldamise määrus
17.11.2021Trahvihoiatusmäärus
04.05.2018EntryAmendment entry
17.01.2018EntryAmendment entry
03.12.2017EntryAmendment entry
16.03.2016EntryMuutmiskanne ÄS § 525 lg 2 alusel
27.05.2015EntryAmendment entry
27.05.2015Order to remedy deficienciesAmendment entry
29.07.2011EntryAmendment entry
28.07.2011Order to remedy deficienciesAmendment entry
17.05.2011Negative entry order: deficiencies not remediedAmendment entry
26.04.2011Kättetoimetatav määrusAmendment entry
17.11.2010EntryAmendment entry
17.11.2010Order to remedy deficienciesAmendment entry
25.12.2008Tegevusalade kustutamine registrikaardiltAmendment entry
10.09.2008EntryAmendment entry
01.09.2008Kättetoimetatav puuduste kõrvaldamise määrusAmendment entry
27.06.2006Kättetoimetatav puuduste kõrvaldamise määrusAmendment entry
28.04.2005Jaatav kandeotsusAmendment entry
16.08.2004Jaatav kandeotsusAmendment entry
12.03.2004Jaatav kandeotsusAmendment entry
04.12.2003Kättetoimetatav puuduste kõrvaldamise määrusAmendment entry
10.09.2003Kättetoimetatav puuduste kõrvaldamise määrusAmendment entry
08.08.2003Kättetoimetatav puuduste kõrvaldamise määrusAmendment entry
12.09.2002Jaatav kandeotsusAvaldatav muutmiskanne